I have a federal student loan, I did NOT get a 30 day notice about wages being garnished, actually I had an agreement to start paying $127 & that payday was the 1st check to be garnished. I did look into claim of exemption & I was told that because they did not need a court order to garnish, I have no claim to do exemption. Do you know if I make any payment above my garnishment (even $5 more) for 9 months, will it stop the garnishing?
I have been checking several of my paychecks & according to my calcs, I am def being garnished more than 15% of my disposable income.