had a discussion with a credit counselor in Placerville in California. I wanted to know about the ways to cut down the interest rate. The credit counselor asked me about the prime rate. I have no idea about the prime rate on my card. In fact, I don't know what it is. Can you please explain.

I'll complete the Chapter 13 repayment plan soon. It will help me to get rid of the second loan. Now, my lender has made a loan modification offer to me on the first mortgage. I'll have to pay 2.5 percent interest rate for 5 years. Should I accept the loan modification offer? What kind of effect will it have on bankruptcy and its cost? I'm also planning to relocate to Livermore, CA. Will I face any problem after relocating?

I am so lost I have 2 online loans out and the internet is saying 1 loan at a time which I did not know. Some law guy called me and said that I am getting charged with check fraud and will have a warrant for my arrest but I am current with both loan places. They said it was a SCAM call to try and scare me. Also that my bank would be frozen. Please help can I get in trouble with the law for having 2 loans out online. But I am paying on them

I live in California and have gotten myself in the same trap as so many others. I have pdl's with checkintocash, cashcure, cash yes, and installment loans with cashnetusa, check n go, and cash call. I'm hoping cash cure and cash yes are illegal in CA since I wasn't able to find them on the CA corp website. Here is an outline of my loans: Loans: 1. Cash Cure -Initial Loan: $500 -Total Paid (Principal+int): $997 -Balance: $427 2.

Can i do ach revoke on them without closing my bank account

today, a deblt collection attorney / process called my work. my boss got tthe call, and told me right away because they were going to served in papers or file a law suit if i dont call them back right away. so what i did i called them right away and spoked to a guy told me about the money that i ow and they are willing to settle at $350 if i dont pay them right away they will sue me bring it to the court / served me in papers something like that. so i got scared right away. didnt really get all the details, so what i did is i told them that i would pay them on friday.

(855) 868-2577 keep calling me and wont say who she is and wont tell me what its regarding and caller ID only displays number and says unknown. If it is collection dont they need to mail something to my home address? I live in California. What are collection laws? They also had someone call from a blocked # and the man said words like, cant say who he is and restraining order, litigation, couldnt say where I could call to make pymts and all for a bill of $145? If im on unemployment can they do anything regarding that? Shouldnt they devulge who they are when calling my phone?

I am receiving threatening phone calls in regards to my 73 year old mother. He stated in a voice mail that if the paperwork was not resolved that he would make sure my mom would not have a leg to stand on. Help!

I live in california and I took out a loan with Lansbridge in June, I received $600 and have paid $480 so far. I came to the forum a few weeks ago and read that they are illegal in California and they are part of a scam. They call themselves a line of credit? Also they seem to come up under different names. It was lansbridge but they also go by My Money Chest, and the transactions on my bank statement come up different each time. Their reasoning is confusing. I sent them several emails to revoke transactions and state that I would pay the remaining $120 balance. But they never responded.

If I make more than 6 on-line transfers in a month from my savings account to my checking account, I get charged a $9.00 fee per transfer after the first 6 and there's a possibility that my savings account could be converted into a checking account. However, if I make more than 6 withdrawals from my savings account at an ATM or using a teller and deposit those withdrawals into my checking account at an ATM or using a teller, then nothing happens.