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Another one down, Goodbye EZ Payday Cash

11 years 10 months ago
Here is their response, funny thing is if they do not do Payday Loans in SC why did they approve it: This is in response to your email below regarding your account. Please understand that there are indisputable facts with respect to your account with us: 1.You pro-actively sought out a loan with us. 2.With your signed permission, we deposited the funds into your bank account. During this process, you did not raise any objections to the validity of your loan. 3.We do not provide loan to customers in the state of South Carolina.

 

Bankruptcy Without Spouse

11 years 10 months ago
I have a question about bankruptcy in WA State. Can one spouse bankrupt without the other? The person has no income/job, and high credit card debt only in his/her name. Spouse doesn't know about the credit card debt.

 

Just got a letter

11 years 10 months ago
I just got a letter from National Credit Adjusters collection agency Stating that they purchesed my debt with castle payday loan. Castle is the only one of my pdls that haven't stoped trying... I contacted castle months ago telling them I know there not legal. But now NCA owns the debt now what? I originally owed castle 300$. They wanted 500. Now I owe NCA 710$ please help

 

CA Refuses to Remove Negative Listing

11 years 10 months ago
I have an entry that is on all three credit bureau files. I have submitted disputes several times to all three bureaus stating that it does not belong to me and every time it comes back as verified and not removed. I sent a debt verification letter to the CA and received a letter back that states: Mr. Smith Account number ******* referenced above is no longer in our office and should not be on your credit file. We apologize for any inconvenience this may have caused. Sincerely, Tom Edwards Sr. Vice President I sent this letter to all three credit bureaus disputing this entry again.

 

is Mobiloans legal to Florida residents? is it a CSO?

11 years 10 months ago
I have defaulted on a payday loan and I was wondering if the loan was legal to begin with. Florida's maximum loan amount is $500 and I borrowed $900. Of course, this happened before I read articles on this forum. I haven't paid anything so far, but my account is closed. Do I just owe them the $500? Or the $900? Help!

 

PLAIN GREEN RESPONSE TO ACH WITHDRAW

11 years 10 months ago
Here is the response from Plain Green to my revoke ACH email. Please be advised that this communication is for the purpose of collecting a debt. Any information obtained may be used to collect the debt. We may report information about your account to credit bureaus.

 

update from mississippi!""!!"

11 years 10 months ago
Well here goes its been a while since I posted. Plain green- refuses to work with me calls me everyday. 12-15 times Ameriloan- has agreed to monthly payments. Usfastcash- monthly payments also. Vip- says i just owe them 140. Said i could pay when i got it. Idealgelt. - harrassed me the first week or so now they will not respond. Cashcall- i hate these people call dozens of times a day. Can they garnish me? The say i breached a contract Lastly these are two that i am about to send letters to. Greentrustcash and mycshtransfercenters.com Are they illegal in mississippi?

 

plain green loan!

11 years 10 months ago
I recently applied for a plain green loan for 800.00. my repayment starts tomorrow. when requesting the loan, I had every intention to pay it back. I recently lost one of my jobs causing me to be extra tight with money right now. and due to their extremely high interest rates, that doesn't make it any easier. is there anything I can do in this type of situation??? any answers would be greatly appreciated.

 

Debts got validated after 60 days

11 years 10 months ago
I have sent a debt validation letter to the collection agency located in Santa Paula, California. The collection agency didn't give a response in the first 30 days. Thereafter, I sent a follow-up validation letter to the CA. The CA didn't give a response within the next 30 days also. Then all of a sudden, I received a bunch of statements from the OC. Can I ask the credit bureaus to remove the listing since the response from the credit bureaus came after 60 days? Moreover, the response came from the OC but not the collection agency.

 

How can I stop my husband from hurting my credit?

11 years 10 months ago
I don't know what has happened to my husband. He has maxed out his credit card. Moreover, he has not paid a single dime on our joint credit card for the past 4 months. I was not aware of this thing at all. I came to know about this after a collection agency based in Placentia (CA) called me on last Monday. I'm scared. What should I do to safeguard my money and credit?