I have one huge bill, sold to first source advantage...they are rude and harrassing me at work and at home heard they are a bad company so I need help in paying them American express.

I am from Travis Texas I have defaulted on a 1500 pd loan from Cash America (attached to pawn shop). I have tried several time to make payment arrangement however they have told me that they need for me to pay a much higher payment. I have gone to the store and made payment to what I can afford 250 a payday for the last three pay periods however now they say that they are going to take legal action against me. What can I do? Can they garnish your wages?

Well I'm not sure if I am just wearing them down or if I'm in trouble. They were calling every single day. If you talk to them they can't call again that day (supposedly even though they do), but at least they weren't calling every hour. LOL Just every 2-3 hours. Anyway - I picked up the phone every day and we went through the same routine. I can't make the payment and get caught up because I will be in same situation next month of not being able to make the payment but I have sold some stuff and can settle for $1500 on the $5000 debt.

Looks like a solicitor. http://www.debtconsolidationcare.com/forums/member.php?u=221485

I'm going to make this loooong story as short as possible...... Discovered I had a default judgment...filed motion to vacate....judgment was vacated and scheduled for trial. Lawyer then filed motion for summary judgment and was granted (within 10 days of being filed). I answered the motion for summary judgment...with no response. Being sued by Lawyer in Indiana (I live in Indiana as well). The credit card is/was for Capital One. I sent DV letter as soon as I discovered the default judgment. Today I get a packet of statement that shows purchases/balance due/finance charges/etc.

hi, i received a letter from bank of america credit card they going to sue me, if that happen, i'm separated but not legal yet because i dont have money im not living in the same place with her, she has a car that is pay in full and she is working, the sue can affect her? a friend told me that the bank can take her car, and get a portion from her job, that is true? im not working right now im almost homeless, dont know what to do if they sue me i dont have money to pay a lawyer, im in miami, florida, excuse for my writing thank you...

Hi everyone. I've been unemployed for 18 of the past 24 months. Maybe I'm crazy but I am hopeful that I will get a job soon. My biggest fear is that I will be knocked out of the competition once a potential employer checks my credit, which, obviously, has tanked in the past 24 months. I've heard that a few States are looking in to reforming the law that prohibits credit checks for jobs that do not involve handling of money. Does any one have any any advice about how to deal with yet another horrible problem dealt to the working class as a result of the economic crisis? Thanks.

Hi everyone. I owe the IRS $6K from last year and will owe even more this year (I sold the balance of my assets and the tax is all capital gains). I have been unemployed for 18 months in the past two years and had no way of paying the IRS. I try not to think about this bill (there are so many others). Do I need to disclose on this year's tax return that I owe for last year? How scared should I be?

Hi everyone - Zwicker has sent me a settlement agreement listing the debt as $18K (over 8K in fees and interest). I have 10 days to respond. When I talked to them previously, they were completely unwilling to settle for less (it was at $12K at the time). Is there any hope for negotiating with them? If I offer to settle for a third and they go to 50%, will they agree to a payment plan? My savings is cleaned-out, my 401K is gone. I've been unemployment for 18 months of the past two years and am not currently working. I'm having to sell personal items now.

I have a Citi CC and my promoional balanace ended. Today I received the statement with 29% APR. I nver missed a payment. They offered 10% after the offer. What should I do? Thanks