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I owe approximately 40,000 to the following: Chase $10,500 Chase $10,200 Citi Sears Mastercard $3200 Bank of America $8000 American Express (NCO Collection Agency) $9800 American Express (Nationwide Collection Agency) $1600 My accounts are probably all nearing 5 months of being unpaid. Will I always have to pay taxes on the forgiven portions of debts? I am shooting for a 30-50% payoff on each card (basically shooting for them to reduce the balance by 50-70%) Is this realistic and I am better off waiting until they get sold off to a collect

I own a retail store and owe money to a distributor. I was unable to pay them due to the recession. They sent me a summons to appear in Civil Court. I worked out a payment plan with them and we never went to court. I fell behind on the payments again and this time I received a marshall's notice stating that unless I pay the amount owed immediately they will physically levy my personal property. They also asked that a money order or certified check be made out to to the marshall. Can they just come to my store and take whatever I have inside? Can they close my store?

Hi there! I did a search of Legal Network of America on this site with no results. Has anyone on here used their services?

Got 2 more calls this week from different numbers with different call back numbers and just wanted to further investigate. Both messages were from indian/pakistan sounding guys one accent heavier than the other. John Myers called from (320)055-172 -only 7 numbers on caller id. w/call back of (315)294-9470 stating you or your attorney need to call back or you will be responsible for further proceedings and god bless.

Hi, I want to share a success story. I used a lot of information from this forum to settle several credit cards as follows: Chase: 12/18/09, 35% around 120 days past due (two different accounts) Citibank: 2/11/10, 40% around 150 days past due HSBC: 3/10/10, 42% at 180 days past due Every month HSBC would mail out another offer to settle at reduced percentages. First 70%, then 60%, then 50%, and finally 42%.

left thread before checking to see if i got any replys

I need to speak to Katrina Jones please

[COLOR=black][FONT=Verdana]I am really curious to find out the absolute biggest discount (in percentage terms) [COLOR=black]"Hall of Fame type" [/COLOR]that a member of this forum has actually seen granted by Bank Of America .[/FONT][/COLOR] [COLOR=black]I am newbie on the forum, so please forgive me if I am asking a stupid question.:)[/COLOR]

About 60 days one of my accounts moved to a JDB, but I didn't realize or understand the process then and did not send a DV letter to the collector within 30 days. I assume it is useless to try to send a DV letter at this point? If they sue, have I already waived my right to have them validate the debt during the lawsuit? This 30 day rule thing seems very anti-consumer, why do I only have a right to have my debt validated for a period of 30 days?

I think i meesed up and originally posted this in wron thread, I have 7 pdls right now and they are killing me, United cash loans Ameriloan Cashyes pca, purpose cash advane 1-800-899-cash Nationwide cashnet I live in Missouri are these all legal and what can i do to get these all resolved and not lose everything i have in the meanwhile.