So I have received 2 emails from the 3 illegal payday loan places. The first was this response from MyPaydayloan.com. Please advise me how to proceed with this. In acknowledgment of the letter we received by email, we would like to clarify the issues pertaining to the transaction you originated with Mypaydayloan.com. First, we wish to remind you that all correspondence from Mypaydayloan.com is copyrighted, and you consented to such before applying for an advance.

Hello! I currently reside in Ohio and have gotten myself in the payday loan loop...such a stupid thing to do, but I am trying hard to get out of it. This is what I currently owe and what I have already paid: PayDayOne/Rise Credit: Owe $1200, paid $614.42 CashNetUsa: Owe $500, paid $129.70 Ace Cash Express: Owe $200 Check N Go: Owe $500 I can't even make the payments at this point...where do I start?? I can't figure out if these agencies are illegal or not, or where to go from here.

So I know they are leagal, but how can they provide a $4600 loan? This is what the law states. I know I will pay back what I owe, but are they breaking the law? Payday loan laws in South Carolina Statutory citation: S.C. Code §§ 34-39-110 et seq. Legal status: Legal Lending specifications: Maximum loan amount: $550 Loan tenure: 31 days Fees and finance charges: 15% of principal Finance charge on a 14-day $100 loan: $15 APR on 14-day $100 loan: 390% Debt limits: Maximum no.

I have had a loan with Mobiloans since last year. In total, They have financed $1500 to me. I have paid a total of $2543 to them so far. I live in New York. I used the tips in this forum to write to them revoking ACH authorization and saying that I will no longer pay them. My acct balance with them remains at about $1000. All they did so far was acknowledge my ACH revocation. Can they come after me for the rest of what they still call the principle balance?

Hi there. I'm in Ohio and having problems with some payday loans. Here is what I have for balances (They are all online loans) $1200 payday one $440 cashnet usa $410 bottom dollar payday Do you know if andy of these companies will work with you on a payment plan? I don't know how else to get out of this, and am having a very hard time paying them back (as you all know with the interest they charge). Need some advice to help get out of this hole. I don't know if I should call and ask them? Close my account and then call and ask them? I'm lost and just feel I can't get out.

pay day loans: Jet Lending - 520.00 Multi Loan Source (AALM Consulting Services) - 520.00 Bel Capital - 320.00 Spot On Loans - 400.00 Florida Thanks

I'm trying to ascertain when the clock begins to run on the statute of limitations for a written contract in California. The link in the sticky states four years from the date of breach. Would that be from the date of the first missed payment?

I have taken out a store credit card for purchasing a laptop for my father living in Calexico. The credit limit on the card is $150. I have no use of this card. What should I do with it? Should I use this card for making a few purchases? Should I close the account right now? Which option will be better?

Can someone tell me why dates are sometimes jumbled in threads - here is an example - http://www.debtconsolidationcare.com/paydayloan/cashcallupdate-forallvictims.html - I see like 3 post from the 12th of June, then 2 from the 26th of June today and then 3 from the 13th of June.. Is it just me?

What I have known all along, finally!!! Way to go New Hampshire and get ready Cash Call a class action is coming your way and you are going down! And Western Sky and Mr. Webb......sorry bout you....not! Enjoy the read....Cease & Desist Order that outlines how Western Sky is nothing but a dummy front for Cash Call. New Hampshire has all the documentation to prove it - finally!!! http://www.nh.gov/banking/