is united cash loans licensed in Texas

I have made an offer to settle a credit card debt with ARS national services. I have requested a settlement letter multiple times. They email me one (password protected so I could not open it) and once I did get the password, two weeks later, the letter said the payment was due that day (two weeks previous). I have written multiple more emails to get a settlement letter and stated I will mail the amount as soon as I get the letter. No results. I do not know how to get through to these people.

I was wondering if a creditor obtains a contract that basically states that an individual has to pay the balance in full by a date @5 years from now, and that creditor sends the balance to a collection agency, is the contract still binding to the collection agency? can a collection add interest to the principal? Thank you.

I filled a complaint with the Banking and Insurance Department for the State of New Jersey a couple of weeks ago, and just received a phone call from an Investigator with the Banking Department. I filled a complaint against Western Sky/Cash Call. He told me to do exactly what is stated over and over on this website. Pay the principal back on my schedule, via Postal Money Order, keep track of the payments, pay it off, and be done with it.

I live in Sc and created a mess, I took out a ton of PDL and created the huge snowball effect. I love that I found this forum.

I was successful in getting a PIF from Plain Green on a loan, that I had overpaid on, and requested a refund. Has anyone actually gotten a refund from Plain Green or any other PDL for over payment? Just curious

Hello, First of all, thank you for all the information provided in this forum! I live in Washington state and last month, due to a medical emergency I have taken out 5 pay day loans over the internet (all of them are not licensed in WA state): Plain Green – $1600, which I have paid $140 Great Plains – $1000, which I have paid $138 Mobiloans – $600, no payments made, yet Blue Thread Lending - $400, no payments made, yet RiverBendCash - $500, no payments made, yet I am willing to pay the principle amount of all these loans, however, I’m trying to see if it’s possible to set reasonable terms f

Im trying to break free of these guys. My loan was for $400 and I've made 6 payments of $185 already. Is gentle breeze (aka tribal lending enterprise) legal in Indiana? If not what should I do? The only way to stop this is to pay $585 up front.

May I get a list of illegal payday lenders in California - or is there a link I might go to ?

Greetings forum, I have been reading many of your posts for the past month and found them very helpful. For this, I thank you all. I have successfully placed ACH Stop Payments on many of my PayDay Loans and even settled on a couple of them. The issue is that I still have a couple of outstanding loans that I need your expertise on. If anyone can help me battle these following two loans, I would greatly appreciate it. I also would like to know what, if any impact any of the methods you suggest would have on my credit score. Also, I live in Illinois. 1.