Just received a letter from Nationwide Credit today telling me they were handling the account. Has anyone ever dealt with them? They told my wife that if she did not call back and accept the offer by 10:00 AM tomorrow they would add a 30% collection fee to the amount. All they are offering is to pay off thecredit card in 12 months at 0% interest. [RIGHT][/RIGHT]

I have about 1500 worth of debt is it worth involving a debt consolidation company

A lawyer sent me a letter a few months stating a I owe some money on a credit card account. I asked for validation and proof the account of the original creditor was sold or assigned to their office. Today I received copies of random credit card statements from them which they said was sent to them by the original creditor. Is this proper validation? I don't see any proof they were assigned or sold the account which I continue to be concerned about.

need help. i have loans with cashjar, discount advances, integrity advances, midland. i cannot pay, drowning in fees. what can i do?

Got a summons and complaint for debt owed on 12/17/2009 via Substitute service, though it was followed up by a copy in the mail. I imagine this makes it proper Service? It listed a valid Index NO.

I'm just a little confused as far ad having a debt validated. I was contacted by lra collecting for one of my pdl's. Now I do owe the pdl 175. they were telling me that I owe 485 with the fees and stuff. I live in ny so I know that all I have to pay back is the original amount borrowed. I faxed and mailed Lra a letter requesting the debt be validated. Now what I'm wondering is if they don't send me anything back who do I owe? Do I pay back the original pdl or is the amount just gone since it couldn't be validated?

My husband and I are planning to file chapter 7 bankruptcy in the next few months.We plan to inlcude all our credit cards and our home.We are in default on all our credit cards and this is the main reason for filing, but our home is in horrible condition,needs repairs we can't afford and is worth way less than we owe.We had our loan modofied and the payments lowered for 1 year but they will return back to a higher payment in Sept.

I am in Texas and have a few pdl. These are all internet loans. I am having another issue with the bank that I asked to close the account on the 14th (I get paid the 15th) and they did not and will not until I pay the $1200.00 in Overdraft and NSF fees. So some of these loan companies are still trying to run the fee. Yes Yes Cash Loan: $300.00 Paid: $270.00 They called today and said I still owe $600.00 because the last two payments have been returned from the bank. I tried to settle on the $600.00 with 6 payments of $100.00 and they said that is not going to happened.

Is there anyone on here who may know this? I have paid a couple of charge offs with HSBC and was not smart enough to get a pay for delete.. I am now trying to send HSBC a goodwill letter to either remove the charge off or show it as paid as agreed. Does anyone know the address I should write to? There is about 20 Addresses for these folks!