I am new here and hoping someone can give me useful advice. Like most everyone here, I have found myself in the payday loan trap and trying to figure out how to handle it. Here are the loans I have (I live in TX): CashNetUsa - borrowed $450, paid $345, all int. & fees Ace Cash Express - borrowed $200, paid $120, all int & fess Check N' Go - their "line of credit" with a principle balance of $1400....$220 bi-weekly payments, $60 of which is going to principle QLoot VIP Cash - borrowed $100, paid 0 so far, $25 due in interest and fees on 5/31 I can't afford to give them anything else.

This thread needs some maintenance.http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html Like separated out to individual items/threads and then locked..Can someone direct me on how to do and I will attempt to clean it up..

I sent Eastside Lenders a letter revoking ACH and wage assignment. I borrowed $500 and have paid back $600. Their reply is below. What do I do now? They mention arbitration. Is that through court? Eastside Lenders is responding to your correspondence regarding the above-captioned account. Eastside Lenders which is located in Delaware, is licensed by the State of Delaware, to make small loans. All such loans are approved and funded in Delaware, with repayment to be made in Delaware.

I am on disability and currently have two payday loans in the amount of 1200.00. I am drowning. They are not willing to work with me at all and is this legal because everything I am reading is saying that they can't bring any judgment against me if I don't pay them back. By the way I live in Indiana. I have tried and tried to work with them and they keep lying to me and misinforming me about my payoff this is a constant thing and I can't take it any more. The companies are Ameriloan and Fast cash both are internet companies.

I live in North Carolina and have taken out multiple pay day loans over the internet. Plain Green $500 which I have paid 792.20. Then another one for 1400 which I have paid 1005.58. American Web loan for 1400 Which I have paid 1596. Mobiloans for 700 and I have paid 737. Advance Me Today for 500 and i have paid1130. Great Plains Lending for 800 the first time paid 1740.65 and then 1000 which I have paid 746.56. I have contacted all these loans about my over payment and they say they are going to send my accounts to collections and keep calling me on a daily basis. What do I do now?

I have a loan through AALM Consulting, but I have lost my paperwork. How can I find out my account number, current balance, payoff info, etc.? Robert Schlitt

I have planned to file bankruptcy. I had a meeting with a lawyer. He is pretty good. However, I don’t have the money to pay fee. I’m planning to take out a small personal loan from a credit union in Soledad city of California. Am I making the right decision?

A collection agency in Guerneville (CA) has been threatening me for the last 21 days. The CA is threatening to put me behind the bars. I’m extremely scared. What will happen now? They are telling that I owe $10,524 on a credit card. I have never seen so much money in my life.

I have filed chapter 7 bankruptcy in February 2013. Yesterday, I got a deficiency notice to file Individual Debtor's Statement of Intention. This is strange. I don’t have any secured debt. What should I do?

I have multiple payday loans. American Web Loan have a loan with them for 1400 have paid 1596. Have a loan with advance me today for 500 have paid 1130. Have a loan with Great Plains Lending for 1800 have paid 2487.21. i have a loan with plains green lending for 1400 and have paid 1002.58. i have a loan with mobiloans for 700 and have paid 737. i have contacted each one via email and stated that I have overpaid for these loans and i want a email stating paid in full and off my credit.