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Ohio Law and pay day lenders

12 years ago
By law are payday lenders obligated to offer extended payment plans to customers in Ohio who ask for them?

 

HOW CAN I FIND OUT IF A LENDER IS LICENSED IN MY STATE, CA

12 years ago
HOW CAN I FIND OUT IF A LENDER IS LICENSED IN MY STATE, CA. THEY ARE CALLING ME AT WORK AND HARASSING ME AND MY STAFF

 

URG

12 years ago
Hello, I've been having issues with a payday loan company named Cutter Group LLC who apparently sold my account to some company named URG. Back story is back in May i was approved for a loan for $250, I paid back the finance charges 4x which amounted to $300. After the last finance charge I found out that Payday loans are illegal in my state of NY, so when I went to contact them about this matter all hell broke loose. They contacted my job, my uncle, mother all threatening them about me. I've called the number several times (855) 892-4226, and (855) 868-2577.

 

Should I take the Debt Settlement Please?

12 years ago
Hi, I have an auto loan that I co-signed with my brother some years back. The loan is currently in collection but I have successful negotiated a favorable settlement amount with the collection agency. I hope you can provide two answers to these two questions before I take the settlement after asking the collection agency for a 'paid-in-full' agreement notice. 1. Does settling the debt reflect on my brother's credit report as well as mine? 2.

 

Armeriloan

12 years ago
Ameriloan is illegal in the Us. And they authorized a loan and put it in my bank without my permission. Can they put this on my credit report?

 

Lakota Cash contract

12 years ago
I am a resident of NC and took out a loan with Lakota Cash. I was paying back for a while but later discovered what i was paying was just the renewal fee and not going towards the loan. I followed the steps of notifying my back and writing a letter advising of how this isnt legal in NC and how I wanted to pay back but not through the debits from my personal acct. in response they sent me the follwing and i am not sure what to do at this point. Please help. This is what was sent to me.

 

RJA Capital, planning arbitration need advice

12 years ago
RJA Capital called me on 3/15/2013 stating that there was a summons that was going to be delivered to my place of employment for me and the only way to stop this was to setup a payment plan and make a payment of $500 that day. They called my brother the same day looking for me and told him he was a reference on a loan I had taken out. He most definitely was not.

 

Seeking Arbitration Against RJA Capital

12 years ago
RJA Capital called me on 3/15/2013 stating that there was a summons that was going to be delivered to my place of employment for me and the only way to stop this was to setup a payment plan and make a payment of $500 that day. They called my brother the same day looking for me and told him he was a reference on a loan I had taken out. He most definitely was not. They provided a case number to him and instructed to tell me to call them with it.

 

Removing Credit Inquiries

12 years ago
How do you dispute or have inquiries removed from credit file?

 

Cleared of all debt to get "secured credit card?"

12 years ago
Hello all - My question is does anyone know if one has to be cleared of all credit card debt to purchase a secured credit card? I'm $3,700 in with chase bank that has went to collections, but I am paying it off in full in September of this year. I want to start "repairing" my score this summer with a secured credit card, I have the money to put down on the card..but I recently "applied" with a random online company for a 200$ card [i forgot which one] and it was denied..I don't know why it would be denied since I need to put money down..it's not like an actual credit card.