Hello:
I have taken the step of sending cease and desist letters to 5 of my payday loan companies. It is strange but none of them will even call, email me, anything. When I contact them about paying---they act scared to talk to me. I was very direct in my letter to these companies. Since I was actually a victim of identity theft by one of these companies, my bank, the FTC, the Attorney General here in TX, and the BBB are involved and investigating.
According to what I have learned----out of the 9 pd loans I have---8 are illegal.