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3,000 Personal

12 years ago
Hi,I have a personal loan of 3,000 and I had an emergency with my daughter that set me back from being able to pay. Any knowlege of how much I would pay lesser than 3,000 if I was to get into this settlement program?

 

Relentless Harassment

12 years ago
I have been dealing with the repercussions of online PDLs for a few months now. While I have had success with some, I have one company, Highland Holdings LLC, that is having me relentlessly harassed by multiple other companies stating they will be downloading a case against me in my county. They call work and my cell day in and day out but refuse to provide any information. I am unable to obtain any information for Highland or these "legal companies" calling me as to their physical address, actual company name, and no success requesting a written validation of debt.

 

Failure to say "attempt to collect"

12 years ago
What recourse do I have if a collection agency calls and fails to give the standard disclaimer that the call is an attempt to collect a debt? First Choice Assets called me to "verify an address" to send a "legally required notice". I got the guy talking to find out what they were calling about and dragged him into the specifics of the claimed debtor and the amount owed.

 

Fake collectors??

12 years ago
For the past 3 days, I have received numerous calls from 401-223-3248. They are calling my work on 2 different lines, my home, my cell & even my parents. No matter if the call goes to voice mail or if I answer the call, it is a recording. It states that it's trying to contact me to inform me I am being served for fraud. I actually returned the call yesterday. When you call, the first thing you hear is a recording that the call is being recorded & then a lady answered. They never stated their company name or their personal name.

 

Question about Mobiloans

12 years ago
I have a question about Mobiloans. I had a pdl with them for $1000.00 and had made $305.00 in payments, leaving a balance of $695.00. I received an email from them stating that they would no longer be lending in Maryland. I had already sent the ACH revocation letter, etc. I exchanged several emails with them trying to set up a payment plan; my last email to them outlined the payments I would be making and requesting an address for where to send the payments. I have not heard back from them in weeks and am not sure what to do. Should I approach them again or wait until they contact me?

 

PA Help Needed

12 years ago
I am looking for some information. I have gotten in payday loan hell problems. I am pretty sure none of the lenders are licensed to lend in Pennsylvania and all are illegal lenders. I know ethically i should pay back the principle but not legally obligated to. I never made a payment on any of them as my checking account was severely negative and frozen. I just want confirmation from anyone that knows that all are illegal lenders in PA. All were taken out online. I have sent all of them ACH and voluntary wage garnishment revoke letters.

 

Is there a legit payday loan consolidation program

12 years ago
I've been reading a few of the forums and comments here and am still contemplating on whether or not to consolidate my payday loans or close the bank account like suggested. My problem with closing the account is that I do not want these people calling and/or harassing me at work. My boss will be very frustrated and take it out on me. I'm at a loss and the due dates are all approaching.

 

Drowning....help!

12 years ago
Live in Texas Lender / Amount Borrowed / Amount Paid Golden Valley / $600 / $1250 PayDay Flex / $600 / $892.79 Money Loans Quick / $550 / $223 Castle PayDay loans / $500 / $0 Great Plains / $1000 / $0 Target Cash Now / $500 / $0 I'm pretty sure none of these are legal in Texas, except maybe Payday Flex. I'm embarrassed to be in this position.

 

I took out a loan with plain green

12 years ago
I took out a loan with plain green for $1200.00 i made some payments on the loan but fell in some financial trouble and went through pay day support to continue to pay them at a reduced rate so i thought, just now finding out that pay day support has not paid them any of the money that i sent them and now plain green has sold the loan to national credit adjusters who keeps calling me about 5 times a day saying that i owe them $2200.00 and all i borrowed was $1200.00 so what should i do about this since they are illegal in the state of va.

 

Help with Plain Green

12 years ago
Just a random question. Has anyone ever sent a ACH revocation to Plain Green without closing account, and if so, did they honor it and work out a payment plan with you?