I have had them tell me, the settlement they are offering me was very hard to get, and must be there before end of week, and I won't be able to get the money to them by then, but would be able to do the settlement if it was in two payments and within 5 weeks from now. They claim they will go to court, or I will have to do bankrupcy which I do not want to do. They said the orig. holder of this Bank of america debt is now Fredrick J. hanna associates and they won't take less or even any payment. I was hoping to do within 5 weeks on 2 payments. Any luck working with these people?
thanks