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When they say the max is 10% of net income. Is that the amount all collection agencies can collect or is that the max each credit agency can collect.

Anyone ever deal with this guy? I know from Bud Hibbs website they are bad news but I need some advice. At work today I saw a call coming in on my cell from an 800 no. - did not answer because did not recognize it. Next thing I know I get a call at work - for my husband who does not work here - from Laura at Larry Roach's office concerning an account of my husband's. She said it was a WAMU account we had not paid on - (Chase took over all the WAMU accounts so I thought it odd she said it was WAMU). She wanted me to pay something right now.

Hello, I just found this site and I am so glad that I did. I have found myself in a hole with these payday lenders. First, I will tell you that I am in Ohio. My bank account is still open. The loans I owe are: Cashland $550 Checksmart $391 National Cash Advance $245 Advance America $228 Magnum Cash Advance $400 If you could give me any advice, it would be greatly appreciated. Thanks

I sent the illegal lender letter to Loan Shop Online last week. Within 24 hours they marked my account PIF. Yesterday, I asked for a refund of the $1000 I overpaid. They offered $300 and I took it. The money was deposited into my account today! :)

My husband keeps on getting letters from these people. Every time we do the amount is different for the same company (Capital One) I pulled his credit report yesterday and they do not appear on the report as a collection and in a conversation that I had with my husband he's never owned a Capital One card. What can we do? P.S. I did notice that there were addresses on the report for places that we have never lived in. Could this be the mix up?:confused:

Credit card companies threaten to take us to court. In Missouri they are able to garnish 25% of our wages for single and 10% for people with dependents. I pay child support and it is directly taken out of my pay check by child support enforcement. I voluntarily asked for this to be done due to record keeping. Is this money for child support considered a garnishment?

Can a debt collector view all of your credit report when they pull it? How about personal things like social security number and recent address?

is there any website from where i can find how many credit cards are issue on my name or CNIC?

How can one stop receiving calls from CA's

This is on my credit report: Status Details: This account is scheduled to continue on record until May 2010. I am trying to figure out the month of last payment. Please tell me if that means I defaulted,in May 2003? Or does this date indicate that my last payment was December 2002? or, October 2003?