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I received a collection letter from Zwicker & Associates. I promptly sent them a Debt Validation letter, certified mail with signature required. Upon tracking at the post office web site, it shows that the post office left at "notice" of delivery. It appears that the Collection Agency did not take or sign for the certified letter. Can they do that ? What happens of they refuse to accept certified mail ? It was not a PO box that i sent this to.

I am wondering if any items appearing on my CL Verify or Tele Track record are noted or removed if I file Chapter 7?

I currently have the following payday loans: Integrity Advance, I borrowed $300 and I have paid back over $800 no idea how much more they are saying I owe probably the full amount Ameriloan borrowed $400 and I have paid approx $1100 and they say I still owe $325.00 Cash Direct Express borrowed $400 still owe $325 paid over $900 Nationwide Cash $400 paid back $240 Are these companies legal in SC and what can I do in order to stop these from coming out of my bank account

I live inTx and had 12 payday loans. In May is signed up for a consolidation with Progressive Loan Assistance. They PDL's kept calling my home and work and several insisted that they do not participate in these programs. Progressive kept insisting that it was just a scare tactic and they would accept the settlement. They also insisted that I not talk to any of them- which is hard when they continually call you!! I have now paid them $3000 dollars and they have used $650 to settle 3 of the loans.

I got this email twice today. What next? :confused: I live in Kentucky where IPDLs are illegal. I have already closed the bank account and sent the ACH andd Wage Assignment withdraw letter. Dear XXXX, Your account with MMG Holdings LLC was sent to Debt Management Partners, 1-800-883-9067 Thank you, iCollect

looking for sample letters for ID Theft

does anyone know which company is better to go through pdl assistance or langhorne debt solutions. i have been hearing mix reviews can someone help me

How do I take my name off the calling list? I have recieved a lot of phone calls saying that I have been approved already. I just only wanted one person to contact me. Thanks

Chase keeps calling (less than two weeks late now). Calls 5-6 times per day. I have spoken with them, told them I cannot pay right now. They are trying to steer me toward a hardship plan....which I don't want to do. But if I tell them I don't want a hardship, what will they do next?

I have 3 PDL's loans... I have come onto this site and have learned alot! You have answered my questions regaurding UNITED CASH LOANS and ONE CLICK CASH... NOT legalally lisenced in the state of California... I have a loan with Cash In A Wink, loan was for $600.00, I have paid $150.00 to them 3 times, so, according to California payday loan laws.. $17.65 per $100.00 total of $105.90...( and law requires no rollovers) So I owe them $705.90 correct? minus the $$450.00 that they have already gotten??? So in reality I owe them a total of $255.90... Do I have this correct??? Or is my math wrong?