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Americash Advance

16 years 7 months ago
Please Help! Is this company legal in Florida?

 

loan

16 years 7 months ago
I am looking for a easy place to get a loan. Need 2000.00 either 90 day loan or 24 months. My scores are Experian 681 Equifax 603 TransUnion 640 Percentage of credit currently available94.28% Any help would be great

 

Help.Collection call from my own area code?

16 years 7 months ago
I received a phone call from a # in my own area code. They didnt leave a message. When I called back, a recording said "card services. Please stay on the line for a representative". Do they have some way of having the caller ID show up as a local call to trick me into picking up the phone? Are there certain companies that do this? When I googled the number, there wasn't any information on it. Thank You

 

thinking about filing chapter 7

16 years 7 months ago
I have 15 accounts that add up to around $14,000 that are all charged off on my credit report. One is a judgment. I am on SSDI and limited on my income so would it be best for me to spend the $850 to file chapter 7? My credit is already ruined, I think my credit score is around 450 so would filing actually help bring my score up? I don't plan on buying a car or a house any time this century.

 

Judgment am I lucky?

16 years 7 months ago
I have a judgment against me from LVNV Funding. It is not listed on any of my credit reports as a public record, did I get lucky on this? It was 2 years ago when this happened and I still have not paid the judgment as I am on SSDI and my income is limited right now. Is the court supposed to put it on my credit report?

 

Federal Credit Corp.

16 years 7 months ago
I got a letter from them collecting an a old Bally's account I am 90% sure that the SOL has passed 6 years in my state of Massachusetts. They said $700 plus $234 in interest. Lucky for me I live in Massachusetts. They must be licensed in my state and are not, so looks like I will be suing them soon. Also under Massachusetts debt collection laws they have 5 days from the day they get my DV letter to send me a copy of the original signed contract or something bearing my signature, plus account history, statements, payments made and credits. So now I wait, what else should I do?

 

Much debt - a lump sum to use - where should I put it?

16 years 7 months ago
I have 6 credit card debts totaling around $43,000, and a first and second mortgage. I have gotten an inheritance which will pay off MOST of my credit card debt, but not all ($34,000). I know about the debt snowball, where you start paying off cc balances from smallest to largest. I really want to refi my first and second mortgages into one - at a lower interest. First mortgage is around $50,000 at 6.25% and second is around 42,000 at 9.25% with a balloon payment in 14 years.

 

littleloanshoppe

16 years 7 months ago
I've looked at other posts, but haven't got a definitive answer... is littleloanshoppe.com legal or not? I am in Texas.

 

Chase Settlement

16 years 7 months ago
Well,just got off phone agian with Chase. They call like clock work every four days. They are still only willing to settle for 55% on a balance of $25,800 that is 113 Days past due. I am trying to patiently wait this out until I can get a 30-35% settlement. Hard to do since this is my last credit card. Are there any recent Chase settlements out there?

 

Letters from AG of MN

16 years 7 months ago
I have received 3 copies of the letters that the Attorney General sent out to the IPL companies. OMG, they are demanding that the IPL provide the license number that was issued by the state of Minnesota. These companies don't have one. HAHAHAAHAHAHAH They have 10 days to respond. I am just so happy that the MN AG is helping. I hope it goes in my favor, at the very least to leave me alone and mark it paid in full.