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Hello, I am disputing some entries with RJM Acquisitions. I sent them a debt validation letter which they did receive nearly 30 days ago. However, they are not showing "Disputed" on the accounts that I am inquiring about on my credit reports. Are they allowed to do this or is this some violation?

i am still getting letters from an agency for a credit card from 7+yrs ago. its not even on my credit report anymore. is this illegal? how do i get them to stop sending them?

what happens if your wages are already going to be garnished and other debt collectors are trying to come after you? can more then one try to garnish your wages?

does the statue of limimitations apply to the state you acquired your debt in or the state you currently live in

It is a great show on Headline News and Howard gives tips on how to save money during the recession.

Has anybody dealt with Navy Federal Credit Union for debt settlement?

Any one know how cooperative Chase is. I have about 24k debt with them. Payments are about 500/month between 4 accts.

Am I crazy for trying to settle $15K for $1,500? I figured it was worth a shot. Attorney told me to just file chapter 7, seems how my house isn't worth what I paid for it 10 years ago and my only other assets are a couple of cars, KBB value being around $8k for both of them together (one is just a beater), plus I already had to sell my motorcycle. The account was charged off and bought by a local CA, so I guess they are in position to sue. I also have 3 more acounts that were charged off totaling another $10k. My thought was try it as a last resort vs.

We have $35,000 in credit card debt. My husbands salary has plummetted (he is in Real Estate) and I take care of my 2 disabled children. At this time we are current on all 5 cards but have accepted hardship programs on three of them (FIA, and 2 citi). I have read that Chase is a little easier to settle with and it is our largest balance of $14,000. But I have some questions first. 1. We have had the card for about a year at 0% and this month it is going to 8%. Is it going to hurt my settlement potential that I have had the 0% and haven't paid interest yet?

I was a recent immigrant to this country and I started classes at a four year university back in 1980. I was not aware of the different scholarships available and applied for all the loans that were offered without fully knowing the amount I ended up borrowing. I went to school part-time but unfortunately I did not finish. 25 years later, (in 2004) I noticed 30% of my paycheck was being deducted. Through my supervisor, I was able to contact my employer's payroll department and they gave me the phone number for a collections law firm in the city and state where I used to live.