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How can I fix things on my credit report from overseas?

I'm getting garnished for defaulting on my student loans. I am curious after the garnishments have completed how exactly this appears on my credit report? Does it show as a judgment? Collections? Charge-off? All of the above? Thank you for any help provided.

Hello [FONT=Comic Sans MS][/FONT] Any laws about collection agencies retaliating? Im in WA State, Pacific NW Collections garnished my spouse (I am disabled, waiting for disabil hearing x1 yr now) for 3 of MYunpaid Hosp/ER visits in 2005.

I recently settled my Chase account thru GC Services. Now, they are after me on my Citi card, on which I owe $24K (was 20K before extra fees). I first defaulted last January so it's been 9 months. I also owe another creditor $12K and another about $1,500, in addition to a sizeable car loan, student loans and two mortgages. GC Services tells me the Citi account is in "pre-legal" status. First question: are they just saying this to put pressure on me? As I told them, if I get sued, my only option is bankruptcy in which they will get nothing.

Hello, This is my first post, but not my first visit to the site. I have received great information from this site and it's forum. I settle my first credit card tonight. Without this site I wouldn't have had the knowledge of how to settle and would of still had that helpless feeling. A little over a year ago I had great credit, but how things can change in a year when your income is affected. After my mortgage (which I was missing payments on to pay credit cards) I owe close to $40,000.00 in credit cards and medical payments.

Ok, soooo I sent my letters via email. Plan on faxing and USPS the ones that I have the physical address to. I CAN NOT find addy or email for salaryfast.com~ only a fax number for them and so just so i could get them something I sent my letter on a customer service "ticket" actually only a fax number for paydaymax.com also. Tried to email paydaymax, but it got rejected. 500fastcash had an email addy so i sent that on. pretty terrified about what is going to come next. I'm going to try and keep my head up but any added advice would be greatly appreciated.

It may be me, due to my aging eyes but I find the print in the posts hard to concentrate on! As I am typing this I have no problem reading these fonts! But with the published posts I find they are a bit bold and run together! Please, if I have a senior eyesight problem please try to understand! I am as old as the Boss! Or as young!

Scared!!!!!!!!!confused!!!Help....... I am asking anyone who has used a company to settle their debts,...if....

• Were you sued
• How long was your plan for
• Was it successful
• How long did the colltors wait for their settlement
• Did the settlement Co really help or do you feel you could of done what they did or are doing yourself
• Who would you recommend u can PM this answer

Just trying to get info.to make the right choices. Thanks so much

We have an account with Beneficial that we have been trying to work out payment arrangements on. We agreed to four larger monthly payments to be deducted from our checking account. We started receiving letter after letter indicating that all the payments would be deducted on the same day. I called and could not get a straight answer other than that their system showed the four different payments in different months. I asked to pay another way and was told that the first payment had to come out of our account and then we could send in payments.

I have an outstanding PDL - one of the many that I'm working to start repaying the principle on. I reside in KY and internet loans are illegal. My initial focus has been repaying my installment lenders. Yesterday I received an email message from Greenpicket. I had a loan with them that defaulted mid-July. The princple on the loan is $300. I received an email message from them indicating that I had to make 2 paymnents of $150 each with a specific due date.