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I noticed, on my credit report, a bank card canceled my old debt. It was a visa with a balance of $4570. There was no date of cancelation. A debt buyer reports the debt to have a balance of $16,634. The debt buyer also reports the fall off date to be Dec. 2010. The bank card just removed the old debt, today, from all 3 credit bureaus, because the debt is out dated. So why does the debt buyer report incorrect info to the credit bureaus? (date of fall-off, and balance) I am concerned the dishonest debt buyer will send a 1099C for $16,634.00. Can the debt buyer do that?

I wrote here a month ago about a 40k promisory note being collected by Dyck o Neal from a past short sale. The woman i spoke to is very tough to deal with and doesnt seem to care about settlement. I offered 5k but was turned down. She said its 50% or nothing. She even said that how can we offer settlement if we stopped paying since Feb and is not showing interest in paying? Duh! Well, the conversation didn't go anywhere so i decided to send $10 every month. I don't know if that's what i should do coz it seems to me that she doesnt want to negotiate.

Has anyone dealt with Aargon based out of Las Vegas, Nevada?

I received a letter from a ca and attorney within the ca office providing me a Notice of Appearance, no date no other information original creditor GMAC. GMAC recently exited bk. I forwarded dv, and was provided a statement from 1996 past SOL. Then they send me a notice of judgment filed. Again, I inquired about about dv and stating this in violation. I was not provided any other information, no court date, etc. Please provide e with information.

Is there any way to settle on federal student loans? I have no way to rehab them, and the garnishment will cause my home to go into foreclosure.

Hello, June 09 I received a letter from a CA and attorney from with the CA office, one was a Notice of Appearance with o court date nor court room. The original creditor was GMAC of course we know what happened with them. I asked for a DV they sent me a statement from 1996 and a judgment, no court date, no court room nothing was provided. Again, I asked for more information. What else can I do? The Statue of Limitations is 6 years this expired a long time ago. I received no additional information from them since then.

I live in Austin Texas, and this is whats happening Its gotten to the point where I when I pay one off I have to borrow again to pay another, the rest I just pay interest.

Hello All, So it's been a while since I've posted. Things were pretty quiet for a while as far harassing phone calls, etc. Then recently the calls started again, also things are starting to show up on my credit report. A while ago around October 2008 I wrote each one of these companies letter's willing to pay the difference between original amount borrowed and what I had payed none of these actually responded. The only ones that did respond were the ones that Marked Paid in Full.

In October 2006 I responded to a letter from Allied Interstate regarding a past due account purchased by Palisades Collection LLC. I filed an identify theft report with the police department (included report number in letter) and requested documentation from them stating differently along with the name/address of the original creditor. Until a few weeks ago, I heard nothing. I have since received 4 recorded messages that I should contact them. When I attempted to do so, they requested my social security number rather than the reference number provided on the message.

So I just checked my messages on my phone and have a message from a man named James Samual. He says that the message that I am about to recieve is extremely time sensitive and that if I or my lawyer do not call him in his division at 661-210-4685, Friday morning he is going to send two of his legal officers to my residence and they are going to escort me and my two references to the court house where I will face a big legal mess. But if I do not want to have to deal with the legal issue I must call him or have my lawyer call him.