File and received a Chapter 7 discharge in August 2011. Had some financial situations come up, due to medical issues, as well as car finance in my name for my son which has been reposessed. Research and found a Chapter 20 that could be filed. I know from research that filing this, if i met the requirements, it protects me, however i cannot receive a discharge. Never heard of this chapter and not sure if it is correct. I'm wondering if anyone has even heard of this and can this be converted over til my 4yrs are up to be able to file a Chapter 13?