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My mother who is 80 yrs. old and on a fixed income, small Ret. and soc.sec. She Co-signed for a student loan from Fannie Mae for my nephew years ago and now he's not paying on it and my mother is. The problem is that they call upwards of 9 times a day because they can;t get ahold of him {He has no phone now}. She tries to keep up and we can;t get ahold of our nephew.Can they call her that much? Is there anything she can Do? can the take her Soc. Sec and retirement? She is at the end of her rope. Any help will be appreciated.

Has anyone dealt with Nationwide Financial Solutions?

Received this yesterday via e-mail from one of my pdls: I am writing on behalf of *******in response to your recent email. *******strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your experience. We have noted your request for no further contact by telephone as well as your revocation of ACH authorization. Please be advised, however, that ******does not conduct business in New Jersey, has no physical presence in New Jersey, and does not solicit New Jersey consumers. Therefore, it is not subject to New Jersey’s jurisdiction.

I had a wage garnishment from the Gordon and Wong law firm in 2005 which they garnished my wages with a levy officer and now they are trying to re-attach my wages again with the same creditor...I have sent them the original wage garnishment papers from 2005 and the payment statement from the levy officers office and they wont return any of my phone calls.

A credit agency called me at work today and kept me on the phone for 45 minutes claiming that they were going to garnish my wages up to 15% for non-pain student loans. I told them that I could set up a payment plan and they agreed to it, but then the guy on the phone said "well sir, we need a valid checking account to set this up for you". I said, well unfortunately, I don't deal with banks, so I can absolutely make the payments, but it will have to be in the form of some sort of gift card or something, I can get an all access one and have a payment for you this friday (in 3 days).

I received a letter from a law firm saying that they will start the law process. It is one of the credit account I missed payment for about 6 months. Should I just looking for a lawer at this time or should I start calling settlement company to work with them? Thanks in advance....

I received a summons from an attorney for the plaintiff (fia card services) asking me to serve my answer or other defense concerning a credit card debt. I do acknowledge the debt. I turned it over to a debt consolidation company. I just want to handle this and get it all behind me. How do i reply with an answer appropriately.

Where and with whom do you state that the statute of limitations has passed on an account? If a judgement has been granted, is it too late to use the statute of limitations rule? Thanks.

You don't let guests post links, or at least I can't figure out how to do it, but the Massachusetts Department of Banking just issued cease and desists to 95 internet lenders. You can find the press release on the Division of Banks website.

I've seen this on two of my internet payday loan websites. Is this for real?