Search forum

I need help with my defualted student loan

I have recently over the phone settled a closed over drawn bank account with US BANK. He told me that i would need to send payment to them before i could get a receipt, which, i need to open another account at a credit union so i have proof that the account has been paid. Do you think i need to get this bank account settlement in writing before i send payment or should i be fine by sending the agreed payment in full and then getting my receipt?

I am in over my head. Every time I think I am coming to the end of the tunnel something happens. I have five payday loans that I can not pay anymore without losing my home. United Cash Loan –borrow 350 owe 455 Integrity- borrow 500 – owe 650 Loan Point Usa borrow 600 owe 780 Payday Max pay 80 every two weeks, don’t know amount right now the other is a store front Cash Express How can I stop them from taking me to court. I closed my account. This week will be the first time I have ever been late on them but I can't do it anymore. Can anyone suggest some help for me!

So I sent the letter to CMG group advising them to give me a address to mail the final payment for them - they advised me that my account is no longer with CMG and that I will need to contact the collection agency that it is with to arrange that...BUT they are not giving me the name of the collection company? should I just be ignoring this one?

I have accepted a settlement with my bank on two of my credit cards for about 25% of what i owe. I have just received my settlement letters in the mail. And have until the end of the month to send payment. I would like to know what are some the best ways to send my payment. I know of certified mail but would like to know if there is faster or easier ways to send my payment. As well as, is it normal that they would report this settlement to the credit bureaus as " charged off/ settled in full" ?

I just noticed that the last 2 payments I made for my rehab actally made my balance go UP by $311 one month and $283 another month. For the other 4 months, the balance has been going down - tho one month by little and another by a lot. Is there any formula that I can use to figure out how these payments are being applied or why/how they are not being applied? Thanks!

I have payday loans with Oneclick, SGQ Processing, Integrity Advance Kenwood Services and Star Cash OneClick Loan $ $400 paid in fees $600 SGQ Loan $300 paid in fees $360 Kenwood Ser.Loan $300 fees paid $450 Star Cash Loan $300 fees paid $360 Inegrity Advance Loan$400 fees paid $600 I just found out they are illegal. Please let me know what to do? They are wiping out my checking account. Should I send them a ACH revoke letter and tell them I will pay the principal or should I state in my letter to them I have already paid the loan with all the fees?

I had an account with Cashnet USA 2 years ago, 475. Right after that I had some medical problems and, well, as you can guess lots of medical bills. I am looking at bankrupcy as well. Yesterday I was contacted by a "supposed" lawfirm. Phillips, Everett, and J ones. By the way, I can't find them anywhere. They tell me that they are investigating me, taking me to small claims court, and that they are looking into fraud charges.

I have several payday loans One Click Cash, SQGPprocessing, Kenwood Services, Integrity Advance, Loan Point USA. I live in NJ and I believe they are illegal as I just found out. I am willing to pay the principal because they are killing me with fees. But they will not accept. I have type up a ACH revoke letter but some of them will not give me a phyical address. Should I send them a email or fax? I am going to close out my account. My question is what legal action can they take against me? Deborah

lost my job and discover card sent me court papers to sign to aspect the chargers for non payment. I did not sign and replied to the court of not guilty. That day i called the Discover Attorney's to arrange for a payment plan, but they refused to do so and that the case was going to court.