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What is unsecured debt?

I have paid cash advance network $650 on a $350 loan. I was told they were an illegal lender and I sent them a version of the letter that is posted on this website. I just received an email from them stating "they do not fall under any state regulations because they are a soverein native american tribe and that it is their final collection notice. They still want another $585 from me! Help!! What do I do now?

Does anyone have a good address for United Cash Loans? I need to send letters to them.

Hi, I just got a letter from the CA's Lawyer asking me for couple items pertains to the case they are suing me for. Basically they are asking me for copies of the original sign documents, proof of the last payment, etc. They gave me 30 days to respond, what kind of tactic is that? Please help...

I'm having one heck of a time negotiating a settlement with Wells Fargo, Discover and Citi. I mean a terrible time... I'm set to charge off at the end of the month on two of these account, and charge off on the third in mid-August (less than a couple of weeks). Yet, they aren't moving off their stance at all. The really won't even counter me either, even when I tell them that I'm trying really hard to avoid bankruptcy.

I received a call yesterday and today from a Frank Johnson, stating that I am being sue over a payday loan that was not paid back, when I asked which one yesterday he stated US Fast Cash, I stated that that was funny because I have the letter stating it was paid in full.

can you help on pay day loans

Hi Everyone, I am new here. I received 6 calls back to back yesterday from "Officer Roy" who refused to say what company he was with. A few minutes later a coworker contacted me saying that an Officer Roy called him saying that I was named in a lawsuit and used him as a reference. They said the name of the company was FID in Florida. I have never met this coworker before either. Soon, another coworker is contacted by the same guy. And the same thing was said. They never called my extension back.

Debt Consolidation from 4.99 to 2.99 Background • Approximately 15K in Credit Card Debt @ 4.99% Current Rate good till January 2010 • Enough Cash to pay this debit but due to economy I am using this as a cushion in case of job loss. Question • Bank is offering me a check so I can pay higher credit card debt at 2.99% valid for 1 year from date of check deposit.

Hi, I am sorry but I desperately need your additional help. I am scared and in tears and don't know what to do or where to turn. I emailed/faxed my PDL lenders (Ace, Nationwide, OneClick, OneStep, United) a letter similar to the one mentioned in the Dealing with Illegal Payday lenders. *If* what I have learned is correct, PDL are legal in Illinois, with certain stipulations. All the loans I have taken were online and charge more interest than those stated in the Illinois laws. I was more than happy to make payments, but no one will give me an address to send them to.