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Hi there, I took out a PDL from United Cash Loans. I'm not actually sure I really took out the loan since I seem to recall getting a rejection notice from them. Anyway, I've been paying them $60 twice a month since July. When I filled out the form, I noted that I get paid on the 15th and end of each month. Well, I noticed that they took out $90 this month and called to find out why, they told me that I told them I get paid every two weeks on Wednesday and they tried to take the money out then. There was no money in the account when they tried, so they charged me a $30 "NSF" fee.

I have a secured loan with a finance company. If I file a chapter 13 can they take the items I listed as collateral?

Hello, Quick background, income dropped 40% in 4 months 8 credit cards total $18,000 behind 2-3 months. I can't afford to pay them right now, inquired about dmp but the payments didn't drop enough to pay. I will be getting about $7,000, next Feb, should I wait it out and then try offer settlements then. I notified all the credit companies that I cannot pay and when they call I tell them that my situation hasn't changed.

Every night in the Phoenix area there is one radio show or another that goes on for hours. There message is always the same, "We can eliminate your debt in weeks or months". Call this number etc etc. How can they possibly do that? If it's a false claim wouldn't they be shut down?

i need to know how to get the loan shop to stop taking mony from my account. My loan was for $300.00 and they have taken $540.00 out so far. I live on ss. I have not been able to pay it off or make an extra payment on it.

How do you find debt that does not show up on my three credit reports. There is a payday loan company that is going to sue me but the loan does not show up on my reports. I want to find all my debt so I can file a bankruptcy.

I m a defaulter 3 banks credit card what can I do.....???? and my condition is very bad

I sent a DV leter to a CA back in May. I got something back in the mail today from them. The first page is on their letter head, and it has my name, address, current creditor, original creditor, then says........ Dear sir or madam: Please see attached information, Sincerely_________. Then at the bottom it has the usual this is from a debt collector. The only other thing they sent me was a copy of the contract I signed with the original creditor.

I have an old debt reported as charged off back in 2002 or 2003. It still shows up as a charge off today and I still get collection letters for it. Is it going to fall off the credit reports after 7 years of no activity? Also, I live in Colorado now with a 6 year SOL but the charge off was reported when I lived in Ohio, which I understand has a 15 year SOL. If they decided to pursue this in court, would the Ohio or Colorado SOL apply?

Has anyone settled with Capital One lately? If so, for what percentage?