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i live in indiana a took out a payday loan online. i fell on hard times,i.e, permantly disabled. yesterday,almost 2 years after loan i recieed a call from a collection co. for this loan threatening to file 3 different types of fraud charges. is this legal in indiana?

If someone could point me in the right direction of a debt settlement company/law firm that is legally permitted to work in Georgia, I would greatlly appreciate it. I'm having a hard time finding good, trustworthy information.

My fiance had a loan through MyCashNow, and we live in North Carolina. He, unfortunately, lost his job back in April, while paying the loan. They REFUSED to change any banking information so that we could pay from my bank account. They began to hit his bank account. At one point, they were able to collect the FULL principle amount of $300.00, but the finance charge bounced...they also caused his account to go in the negative. And, when you have no income, it pretty much stays that way.

Just wanted to let you know that I had a company called NCA trying to collect for E-payday they say i owe 560.00 on a 300.00 loan anyway just wanted you to know that when I sent the Oklahoma Statues and copies of the 420.00 that I already payed epayday in rollovers and they realized it was not a ligitimate loan I got a paid in full an it is being remoed from credit report. HANG IN THERE IT WORKS

Today date 7/30/09 State - NY I received a letter for a debt that a CA claims I owe them. It is an Income Execution to Garnish wages. This letter states that there is a Judgment against me as of 11/1/2005. (Does that judgment restart the SOL?) I was never served. I have been reading forums and blogs for a few days and here is what I have learned and I need help forming an initial strategy. 1.

I need help to figure out what to do. payday loans are taking all my money each week cant get out of debt. I live in florida. have loans with payday avenue 4oo.loan americash 900.loan vip.400.loan cashstar.300.loan greenlight funding. 350.loan paid so far americash pd 520.finance chrges. paid 100. off balance. now owe 800. vip. paid 330. in finance charges. paid down loan 100. cashstar cant get ahold of anymore. paid 270.in finance cahrges.paid 50 down on loan. payday ave. havent paid anything yet greenlight havent paid yet. americash 900.

I have a lot of charge offs on my credit, but would like to take care of them. If I have a charge off that is 2 years old, should I try and pay it, or hold out for 5 more years and let it disappear?

I have an old Disc bill that recently came to my attention, after a divorce. Its been non paid for over 2 years.$8000 total. No collections on CR. Should I try and send a PFD letter?

I never requested loan from them but the put money in my account and took out 1 payment then i had my check book taken and had to move accounts and was not able to contact them now im getting threatening calls telling me they are taking me to court. please help

I live in NC. A sheriff came and hit me with a Notice of Right to have exemptions designated. It was from LVNV Funding. I plan to fill it out, but what is my next step with them.