Search forum

I just find it totally absurd that these illegal PDLs are allowed to continue to operate. Can no law or action by state or federal agencies be used to stop them And this "tribal immunity" is crazy. Surely there is a federal law that can be used. What they are doing is wrong? We all file complaints, send validation letters, cease and desist letters and they just continue to harrass. Can no state or federal AG stop them, or state banking agencies, or even the BBB. They have various addresses and can only be reached by phone. Some are out of the US and operate.

I have 8 internet payday loans and 1 storefront. I owe a total of almost $3000 to pay them off. Some are from back in 06. I paid them off then borrow again to pay bills. I need help getting out of this mess and not sure exactly what to do. I am losing sleep and am very stressed over this. Closing my bank account is not an option as my husbands check is direct deposit and it would be almost impossible to change his direct deposit form as the company he works for is out of Louisianna and we are in Missouri, no way to get a new form. Any help or advice would be greatly appreciated.

I am looking for a sample letter. I have an original creditor and collection agency on my reports for the same account. I recently paid the collection agency and am looking for some type of letter to send to the original creditor stating this so they will remove their addition on my credit report. Thank You

Has anyone ever received a summons from Gamach and Myers? If so what documents did they attach with it? Did they have any information from the OC?

Me and my girlfriend both have a business card. she has one and i have one.. She hasn't paid hers in 150 days and I am about to not be able to pay mine. The reason why i am posting this topic is because I thought that credit cards charge off after 120 days. Is there something else to it when its business card? My cards are already closed and in a hardship program but i can not afford it no more. Anyone know anything about it?

I need information on these collection agency, they seem to be some type of ghost collection agency for PRESSLER and PRESSLER. MIDLAND FUNDING LLC DBA IN NEW YORK MIDLAND FUNDING OF DELAWARE LLC If any body has any type of information about these ghost collection agencies, I would appreciate what ever information you can foward.

I recently disputed some items on my CR thru the credit bureau online. I learned after the fact that I should have sent a letter instead. Anyways, I received an email that they had been "verified" and another site said I should respond with Method of Verification. Should I do that or send a DV letter to the CA or OC? And how do I know if the OC still owns the debt but has the CA collecting on it, or if it had been sold? Mind you these are about 3 1/2 year old debts. Like I said, I'm not credit savvy but would like to clean up my credit. Any advice would be helpful thank you :)

Does any one know the address or fax number to file a complaint against bank of america, that some one will actually answer

I had a car repossessed in 1990 while residing in Arizona. I bought the car and entered into contract in the state of New Mexico. Now in 2009 I had a collection agency (Vision Financial Corp) contact me stating that I owed them 2100.00 dollars and they would show a 0 balance after I paid this amount. There was another agency last year (Calvary Portfolio) that tried to collect on the same debt. They have the debt listed as a credit card with Nations Bank. I have NEVER had a credit card with this bank.

Has anyone here been granted a waiver of the filing fee in a chapter 7? I was curious, because I saw some info about this, and my family would qualify under the income guidelines. But, my attorney has not mentioned this. I read the application, and one of the questions was how much I have paid an attorney in connection with the filing. Do they assume that if you can afford the lawyer that you can afford the filing fee? Just wanted to get some insight before I call my lawyer about this. Thanks