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I have two Chase credit card accounts, both of which are around 45 days past due. I have been making payments, although it is less than the minimum amount. Yesterday Chase contacted me on one account and told me I qualify for a debt recovery care program. I would voluntarily close my account and then Chase and I would agree upon a monthly payment. We owe $6000 and the current monthly payment is $160, but I stated I could pay $80/monthly.

My neighbour has an account with Gerald Moore that was going thru arbitration. The post office delivered the mail (certified no less) to our house and one of my kids signed for it. My husbands last name and the neighbour's last name are very similar. So he was able to dispute that he had not been served plus sent a DV to Gerald Moore....he got a letter today saying that the case had been dismissed!! Guess Moore could not validate!

I have read that some states don't require CA to be licensed in thier stae. Does anyone know if this is true and what kind of licensing requirement TN has for CA? I am specifically looking for info on Alliance Asset Management who I have found is not licensed in the state of TN. They are collecting for a pdl who there seems to be some debate or if they are actually legally or not. I am getting ready to dv AAM but am trying to find out if they can legally collect in TN. Thanks for any info!

I know my husband owed Bank of American $9500.00. The account was passed to Encore and now with Northstar Location Services. I called BOFA direct and asked to work with them, they said SURE and transferred me to Northstar (nice huh? I guess this is what I get). Anyway, the lady Anne was VERY nice. She asked for a settlement amount of $4600.00. I told her I cannot afford that. I offered $1500.00 for July & $1500.00 for August. She said they would rather a payment in full. She asked that I could afford. I said $2600.00 but that was it. Nothing more.

has anyone ever heard of this collection agency, forster and colmes? they're saying they will have me arrested by the sheriff for fraud and theft of funds from a payday loan. i called webpayday and they said that my account is PIF. the representative even talked with a supervisor and she said the same thing, never heard of them.

I sent the following goodwill letter to my creditor (Honda) requesting that they remove the negative listing on my credit report due to hardship: The purpose of my correspondence is to see if you would be willing to make a “goodwill” adjustment on the reporting of this account to the three major credit agencies (Experian, Equifax and TransUnion). During the time period this account was established I was very happy with the service; however, I was not the ideal customer and made mistakes with my handling of the account.

I sent them out yesterday to all, mypaydayloan.com, Greenlight Funding, PaydayMax.com, and Loan Shop Online. Kind of funny because I kept getting system undeliverable messages from a lot of the emails but eventually found a good email from each one...except paydaymax.com...lol...somehow, I think they got it anyway, because not only am I locked out of my account, they keep sending me payment reminder emails and the from: part is blank!! I did get one reponse though...Loan Shop Online from Mr.

Last night was awful, the forum was slow due to some idiots signing up name after name posting garbage repeatedly! I tried my best to delete some of the crap that was being posted but kept getting booted out of here! Glad the Admin's got everything cleared up! Some people just have entirely too much time on their hands!

Just letting everyone know that I'll be away for the next few days, we're going to the mountains! Have a nice weekend! :)

Hello I live in NYS and I have four payday loans out. I have done the research and have found out they are charging me way over the amount they should...I have sent them letters and have faxed information over to the Attorney Generals office. Please see below and let me know what else I can do, also these are internet based payday loans. Thank you :-) Arrowhead- the loan was for $200.00 the total I would owe them they are charging me $260.00.