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I need to get out from under 3 payday loans. Help!

I received a notice to come to court because a law firm is seeking to garnish my pension wages for a credit card debt that is 8 years old. They informed me that they obtained a 20 year judgement against me back in 2004 for this debt. The original default amount is $2600. Now they want $5800 or they will settle for $4600 to be paid with a $1500 down and $250 per month. Can they acutally garnish my pension?

Does anyone know the name of a good payday loan debt management company?

I have 4 payday loans havenyt been able to make any paymenbts because I lost my jobn before I could irs 1444 dollars btwn 4 companies I live in ny what can I do

2 of my Citibank cards have become LVNV. In March, according to my Equifax, LVNV "opened" these two Citibank accounts. In June, it is posted that LVNV took possession of the accounts as creditors. I've received nothing from either LVNV or Citibank about these changes. Anyone have experience with LVNV? Should I write to them with a debt validation letter immediately? If so, how should I structure it? I want to do it right as I've read they are gnarly hardballers when it comes to collecting and reporting. Thanks anyone... :)

A friend of mine is planning to file BK this fall, in the meantime he is 2 1/2 months behind on a credit card from BOA. Today he received a letter from them offering a payment of $989.00 to bring his account up to date, he must call them to accept the payment by June 26, OR the entire amount (27,000.00) will be due June 26. They also stated their account managers will be able to reduce his monthly payments and interest amount but the way I see it they could never reduce it enough where he could afford it. What's your opinion on this?

Hey - Can you please let me know what we need to do on some pdl in Houston, Texas We have 2 loans with EZ / Total: 2700.00 - Store 1 loan with Ace Cash America / Total: 1159.09 - Store 1 loan with Check N Go / Total: 1800.00 - Store We are trying to find out how we can setup a payment plan without having to pay the interest. Do we need to cancel our bank account? Do we need to worry about being served with a bad check ticket? Or could we go thru a Loan Consolidation? Please help!!

Anyone ever hear of a no income chapter 13? I'm barely a no asset case, no house. I own literally a car and personal effects. The state bar says it's possible depending on what the lawyer does. But why would a lawyer do this?

So, I recently got a paycut and needed extra cash. I now have 3 loans which have all been rolled over with a charge of $75, $90 and $90. I live in California and read that rollovers are illegal in the state and they can only charge $15 per $100 borrowed. I am in way over my head and can't afford these anymore! I am considering filing bankruptcy, Any advice? Should I change my checking account number? Any help would be great! Thanks!

this company keeps bothering me. i live in florida and they have their money from me 600 dollars to be exact and i only got 300 from them. Today I was called and told by Mr. Andrews that the sheriff would have a surprise for me in three weeks. Help ME!