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I have seen a couple of older posts on this company but was wondering whether anyone recently has had success negotiating a settlement agreement with them. I'm in Maryland and took out a $600 loan. I have since paid $540. I stopped payment, and now they are saying that I owe them $980. I told them that I would pay $60. I cannot have this go to a collection agency, but I really don't want to pay the $980.

I live in Texas. We had a 20 dollar gas bill for May from Atmos Energy. My wife wrote a check and mailed it in. The check was not deposited for 10 days or so and ended up bouncing by 12 cents! We then went to a local pay station and paid it. The letter that they sent to let us know the check had been returned says "This matter will be referred to your local District Attorney if not paid within 10 days". Since this check was written to pay a debt, can they even put that on the notice?

with Crown Jewelers down the drain, my credit report lost a very big credit line. does anyone have any other ideas what can be added fast aside form jewelers trade lines? thanks

Good Morning< I have an old debt with Discover card that just went to court and a judgment was entered. The firm handling the cass was weltman weinburg ries. This all happened about 3 months ago. Yesterday I recieved a letter from Mann Bracken stating that they are trying to collect on the Discover account now. What is going on?

Hey, My name is Thomas, and I have 8 payday loans feeding off my account. Normally I don't have a problem paying these off....but bills have been so overwhelming that before I knew it, I had more loans out than I could actually pay off. The fees I'm being charged are sucking up my paycheck before it eve gets to my hands. I've been trying to find a second job so I could earn cash to pay off the loans, but I haven't been able to find anything. I've been looking and applying every where too!! With no secondary income, I'm just sinking more and more into debt.

My heloc is maxed out and has been for four years and I have been paying interest only on it the entire time. I do not see a way out, even if I wanted to sell the house, I couldn't. Can I try a settlement with the heloc and keep my house, both are with BOA.

which are legit debt settlement companies?

Someone raised a good point on one of my previous posts. What should you do when the credit card companies start asking questions about income and home ownership? What are we obligated to tell them?

I realize that in my case, I'm almost certainly going to have to consult a lawyer, but I want to know as much about this as humanly possible. Back in around 2001, my mother started to default on her mortgage. The last payment was made in November of 2002; no payments have been made since then, and no real attempts at collection have been made. There were occasional "bills" sent, but those eventually stopped, too.

OK, I sent all my letters out this morning my PDLs. I live in CT and have paid well-over the principle balance on each and every one of them. So now do I just wait to see what happens? I put a credits only status on my bank account and then it will close on friday. How does this work? Do the companies usually contact you? I put in 5 business days like the letter said.