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If I have a line of credit on my house and I am still current on my mortgage is there a way to settle on the credit line and still keep the house. BOA has both accounts and the credit line is maxed out and is higher then the mortgage balance. I have been paying interest only on the credit line for 3 years. I don't know if I will ever pay it off. Any advice or suggestions would be appreciated.

does anyone know if United Attorneys or US Attorneys are a collection company or a legal company. I cannot find anything on them online. Please help. Thank you

HAS ANYONE IN KY DEAFAULTED WITH THINKCASH?

I got a call from 312-265-4816 and a message that the woman caller is a "special investigator" and that she needed to me to call regarding a civil suit and left a case number, she did not leave the company name. I've not been served with any papers, and admittedly freak out a little to begin with, google of the number shows International Justice Services, LLC, and the posts out there show that these guys are rude, won't give details and threaten with debtors prison if you don't give them your personal information, they will even hang up on you if and curse at you.

I live in Washington state. I have payday loans out with 3 internet based pdls and i have one with a storefront. What do I need to do to get out from underneath these? I might have a weird situation as I moved here from NV last year and have just been extending my fees from the internet pdls. Help!!!

So I was using progressive and decided to cancel. I sent in my "notice of cancellation" which I was told it was my right to do at any time. I get this phone call today saying that they had received it, and wanted to discuss it with me so could I please call them back? Does anyone know what they want to discuss? I figured it was my right to cancel..I didn't realize I was going to have to explain myself

I feel pretty certain that I will be sued by at least one creditor/collection agency. The thing is, I have absolutely NO assets whatsoever. I have a couple of older trucks that are paid off and I have no savings, only a couple hundred in the bank at any one time. I also am self employed as a landscaper/gardener so it would be hard if not impossible to garnish my wages. I owe Citi and Chase many thousands of dollars. Just what would come of a lawsuit if I cannot afford to make payments and have nothing to seize? What then? Thanks for your input. Mcstiggs

what are the different types of debt programs one of my creditors stated they don't deal w/debt settlement companies if that's the case what other kind of programs are there.

I heard that if you deny a debt that is in court proceedings then you cannot file bankruptcy,is that true? second, if I did deny it and they get a judgment in the end, THEN can I include that in bankruptcy? thanks,

I have 8 payloans all of them are internet paydays loans and I live in Florida. Company Amount Borrowed Interest Paid to date Principle paid to date Total to date Loan Shop/Cimaron $300.00 180.00 0.00 $180.00 One click cash $350.00 405.00 50.00 $455.00 Cash Star $300.00 180.00 0.00 $180.00 Ameriloan $300.00 240.00 50.00