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Hi I live in ky and have online pdl with the following companies: 1800899cash paydaycashloans paydayservices paradise integrity advance zip19 first bank of delware claims to be an installment loan but they act just like the other pdls (not sure if this one is illegal or not) I have contacted my bank and they have blocked all future ach's for these companies. I cannot close my bank acct until my direct deposit switches to my new bank acct. as soon as that happens i plan to close the bank acct. However, I do not know how to proceed from here.

I was graduated from the University of California at Davis in 1997. Today I got a letter from the California State Franchise Tax Board saying that they'd withheld almost $300.00 from my tax refund and sent it to UC Davis because the school says I owe it. When I graduated, I owed nothing to UCD! I've received no notices since 1997 that I owe anything. I went through the graduation ceremony and received my diploma, two things that purportedly aren't possible if one owes the university money! I'm not going to ask if the university can do this, because they already did!

i had a sear account years ago as in 1970 i opened it..anyway in 2001 it was a charge off...eventually closed and sold to jdb after jdb and ended with LVNV. anyway, due to its age, sears isn't showing up on my cr anymore..so this year i disputed lnvn with cra due to age..long story short, it came back verified 03/09. how can jdb verify debt when oc has ran its 7plus6months time frame? any thoughts?

I've been getting calls from these people for months, from foreign voices garbling the name. Today I received a voice mail message with a clear enough name to tell they are calling for my EX husband, who I have had NO contact with in 25 years. How do I get them to cease and desist. I owe them nothing so have no reason to ask them to prove any debt. They are calling and asking for the wrong person, pure and simple. Everything I see on debt collection talks about what to do when they're asking for you. Nothing talks about what to do when they're asking for someone else.

when a student loan goes into deferr or forbearance and the amount of the loan balloons from interest up beyond the original loan amount..does that negatively effect your credit score?

Long story short version... I had 2 PDL with PaydayOne and CashnetUSA I sent them both letters to revoke the ACH got 2 email replys back from them both stating that they recieved them! I have also been going back and forth with BOA about my account.

Hi everyone, I am hoping you guys can help. I just got a call at 6pm on a Saturday night from a guy named Johnathon Young. He says he is an investigator with Eerie County and that there is a warrant out for my arrest. He says that I owe a company called cashnet 750.00 and if I didn't pay that right now they were forwarding the warrant to my county for fraud and they would also sue me. I don't recall having a loan thru this company so I asked him if he could send me some sort of validation that this is in fact my debt. He proceeded to give me my social and DOB.

So back in April I asked Pay Day One for a copy of their license to operate in the Commonwealth of Kentucky. They sent a copy of the agreement that I signed, which I forwarded to the Kentucky Attorney General (haven't heard back from them yet). Then Pay Day One stopped taking debits from my account (I had not at this point requested this). I had one more email from them stating that my account was overdue - to which I repllied that I was waiting to hear from the Kentucky Attorney General and would respond upon receipt of the KAG's ruling. I also filed a complaint with the BBB.

Hi, trying to settle own debt,worlds foremost bank has sent final letter stating "your account is being processed for legal action against you.Be advised that you will be hearing from our collection agency or our attorney within a few weeks."there is more to it....but I'm wondering do you think they are bluffing? do you think they will just charge it off to a ca? don't know what I should do?Should I chance them taking me to court?

THey are my only legal PDL. Has anyone had any luck working out a payment plan with them? How do you go about setting it up?