I got a $600 payday loan with this company and decided to go on line and look at my balace cause I figured i would be finished paying soon. the web site was down and I had to call. I spoke with a rep and they stated that I have a balace of $515. So I asked how was that and I have bank statement showing that they took 95 out of my account twice a month and the rep told me the $30 dollars out of the $95 went towards my acctual balance and the other 65 goes toward a fixed finance charge and that $65 get added every 14 days to the balance. Is this not illegal?

I have several pay day loans! I need help! I live in PA. C. name loan amt. bi-weekly pmt balance Advancemetoday - $1000 $ 240 $1000 total paid to date is $1200 (interest only) Idealgelt $ 900 $270 $ 900 total paid to date is $140 (interest only) Castle payday $1375 $343 $1375 total paid to date is $2058 (interest only) As you can see, I am paying $850 bi-weekly! HELP!!!!!!

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Hi everyone. First time posting. My wife and I have been working on our credit the past couple years and we have a judgement from a broken lease back in May of 09 (caused by losing my job). Anyways we took responsibility and went through the small claims court with the landlord. A couple things that I am just realizing now about how everything was handled. 1. The total amount they said we owed was around $8600, but they sued and won for $10,000. We are paying them back monthly since then for the $8600. 2.

I took out a internet loan in 2010 in Ohio for $1k. They took out the first payment at the time. After the first payment I had money issues with the bank and switched banks. Now I received a call from an attorney in Michigan threating me saying there are 3 pending charges, where I would be fined $4k, possible jail time and revocking of my dl and he needed payment now. When he told me about it, I remembered the money I took out and made a payment of $300 with my card. Then we made arrangements for 2 more payments.

Hello I discovered this website yesterday and have been reading through other people's experiences and found them very helpful. I would however like to post about my individual situation to see if there are any further suggestions that can be made.

If I settle with a company instead of paying them everything I owe plus interest will it still reflect negatively on my credit report

Can the tax guys levy an LLC for a individual tax lien?

I live in Iowa and have been in the payday loan cycle on and off since 2009 from the following 2 lenders online: Green Picket- I am currently in default and owe them 403.94, the original loan was for 300.00 Magnum Cash Advance- I believe the orinal loan amout was 500.00 but the website will not tell me the orignal amount. but I paid 98$ this last Wednesday and then the following payments are due: 3/27 330.98 4/10 330.98 4/24 331.01 I need help getting out of this cycle and never have enough after paying each loan off to pay my bills! Please Help, i cannot afford these outragous fees!

I am trying to get my PDL's under control especially one of them (Action Payday) that debits my account 3-4 times at one time. I was paying them until I fell behind after some car trouble. I called to tell them and tried working out something but got no where. They constantly debit my account to the point where I no longer have my direct deposit of my paycheck going in there. I read some things on this forum including having ACH Revocation. My bank USAA said they can do it but I have to have the form notarized to stop the ACH debit.