OMG!!! I am shaking right now. Im so upset. back in 2009 I had issues with online PDL's. VIP is one of them. After doing all my paperwork and letters and complaints havent heard from them. today out of the blue i get a call from 415-230-2996, she said they were Galaxy Capital Solutions wanting to know how i was going to handle a collection matter in regards to a loan from VIP that was never paid. I told her it is my right to have a letter giving 30 days to respond and i want that letter. I then told her she was trying to collect on a loan that is illegal.


