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Hi! I absolutely love this site and so glad I came across it. I live in Nebraska and am in payday loan hell. I have 9 store front payday loans that I can barely keep up with....I am current on the loans, just barely until next payday. Each loan is $500, the max you can get. So as you can see, I am in a huge mess. My fees are 1400 per month. And I just can't do this anymore. I'd really appreciate some advice on how to dig out of this hole once and for all? Thanks so much for listening! Betsy

Found the website while trying to find out infomation about Arrow (who I figured Wells Fargo sold the debt to). Hopefully maybe someone can help me out with my situation... I bought a car that Wells Fargo financed back in November of 2007. Very soon after that, I was in an accident that totaled said car (long story shot, people ran a red light and totalled the car, but being nobody else saw the accident and I was on a side street, they put me at fault, my word against theirs).

Hi, I have about 20000k in debt in the US and have moved to Canada. I don't have money to pay the debt back and cant figure out an alternative to pay back my debts as I am barely living to survive. I would like to know if the US credit is linked with the Canadian System. Can collections agencies harass me in Canada. Could there be a wage Garnishment on my wages in Canada for my debt in the US. Chinnie

I made a math error of $3.67 and this cause about 9 checks to be returned and I didn't know they were returned until a week ago. My direct deposit from work was eaten up in bank fees than the $30.00 charged from the merchant. I moved and my mail is being forwarded to my new address. The letter said that I had 10 days to make good on checks or a warrant would be taken out on me. I only have 2 days left after it took so long to get my mail forwarded to me. What do I do now?

I am current on all my cards but owe 21K to Citibank, 6k to Chase, & 2K to Discover. Because of a job change from me, job loss, and birth of a child from my wife, we can't continue to make the payments on the CCs & the mortgage....What do I do??? I don't want to file BK, and I am also worried about a lien on the house...

I HAVE TRIED NUMEROUS TIMES WITH ALL THE CA'S AND NO ONE HAS BEEN ABLE TO VALIDATE...PORTFOLIO IS THE ONLY ONE'S WHO EVEN ATTEMPTED TO VERIFY. WHAT IS MY NEXT STEP? THEY OFCOURSE HAVE BEEN UPDATING WITH THE CREDIT REPORTING AGENCIES, BUT NOT EVEN RESPONDING TO ME. THANK YOU FOR THE HELP. I REALLY APPRECAITE IT. P.S. WHAT DO I DO IF BOTH MYSELF AND NELNET HAVE WRITTEN LETTERS TO HAVE EXPERIAN FIX A MISTAKE ON MY CREDIT REPORT AND THEY HAVE NOT CHANGED IT AND EVEN LIST FALSE INFORMATION EVERY TIME NELNET OR MYSELF SEND THEM A LETTER.

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Since there seems to be a bunch of folks with experience here I decided to ask for advice. I went to get a home equity loan to pay off my CC debt and was told that in Texas you can't get a home equity loan if your business is on the same property and you can't get a business loan if your home is on the same property. So I have a home/business combo worth about $200k and owe about $50k and can't borrow on the equity. To me this is way crazy and not fair. I don't know where to go.

I have several online and store front loans..PLS, Check into Cash, Check n Go, Cashnet USA, Cash Transfer, and 1000 cash. I live in WI. I am thinking of doing a payday loan debt consolidation with Destination Debt Solutions? Anyone heard of them? I have also signed a wage assignment with Cash Transfer. 200 loan paid 312 then have the 200 again and I am affriad this time they will do a wage assignment since I did not have money to pay them last week? Any thoughts...feeling desperate..hate the phone calls but want to get all of these behind me soon....

I recently signed up with a debt settlement company but after reading all these post im thinking now i should try to settle on my own. I have about 85000 in credit card debt and my interest rates have gone up and can not afford even the minimum. is it hard and stressful to try to settle myself?