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Overall PayDay Lender Questions

17 years 1 month ago
One common thing I have seen in this forum is that most internet PDL's are "illegal". If they are truly illegal, and only able to recover the principle on a payday loan they issue (as most of you state), why can't "we" (meaning all us saps who got sucked into the payday loan nightmare) recover the hundreds or thousands of dollars "we" shelled out before closing a checking account/somehow paying them off/going bankrupt, etc.??? Would doesn't this apply to legal internet or stroefront PDL's, or would it?

 

student loans

17 years 1 month ago
Does anyone know about Student Loan Help, LLC?

 

Offering Settlement of Charge Off debt

17 years 1 month ago
I've been reading a lot on the site for sometime now, I guess looking for whatever answers I can get. Here's my situation maybe someone can give me some advise on it. I currently have 3 cc that have been charged off and they are all current charge offs, no sol would apply right now. I would really like to try to work them all out, I just can not afford to settle in full. I talked to one of them yesterday and offered to make payments of $25.00 a month, but the more i think about it, I should have made a settlement offer.

 

Goodtime cash aka Red River Ventures -- Illegal in Texas??

17 years 1 month ago
These are the two payday loans that I have: Goodtime Cash -- 200 Apply Advance America (online, not storefront)--800 I live in Texas, and I think Apply Advance America is indeed legal, but on that Texas laws sheet it says that the only legal amount of interest is 12 dollars. They are charging me 25. Is that legal? I don't think Goodtime Cash is legal, but I was wondering if any of you can tell me for sure. They operate under Red River Ventures. Please help! If I could find out this information it would give me such peace of mind.

 

Is goodtime Cash illegal in Texas?

17 years 1 month ago
I just need to know if they are. I have already sent out my ACH revocation letters just in case they are, but I'm afraid if they aren't they will get a lawyer and try to sue me. Someone please tell me if they are legal or not.

 

payday loans in missouri

17 years 1 month ago
can anyone tell me if these payday loans are legal in missouri? little loan shoppe-online-org. 350.00 pd 980.00 cashnet usa-online-org. 500.00 check city-online-org. 500.00 cash central-online-org. 300.00 big-online -org. 200.00 pd 960.00 gfsil-online-org. 200.00 pd 960.00 speedy cash-storefront- org. 500.00 in default american payday-storefront- org.

 

Need PDL Co Fax #'s...

17 years 1 month ago
Hello. I am new to this board but have been viewing it for advice for the past week and decided to join. I live in FL and have several Payday loans that I am trying to get taken care of. I have the necessary documents to fax them, however, I have 5 companies that I either dont have fax #'s for... I also need addresses for each of these companies so I can send them Certified (Sig Required) mail Can someone please help?

 

Bad wheel

17 years 1 month ago
(Waiting for editorial view)

 

why my debt settlement company?

17 years 1 month ago
I got letter from collection agency and my debt settlement company wanted me to change address, out of state towards my settlement company's address? Should i follow them? is it normal? How will i know whats going on?

 

privacy sold

17 years 1 month ago
:?: questio i applied for a loan with arrow head investments and they apparently sold my information to another company whom said i had a loan that i forclosed on witch i had battled with a former bank about and they never handled the situation so i switched to a friends bank they withdrew 450.00 dollars my bank now said that my info was sold and they are not allowed to due that and they are disputing it however it messed my finances up and they argue with me and call me mam saying they have all my info the bank said i applied for something and thats how they got it what do i due besides letti