One common thing I have seen in this forum is that most internet PDL's are "illegal". If they are truly illegal, and only able to recover the principle on a payday loan they issue (as most of you state), why can't "we" (meaning all us saps who got sucked into the payday loan nightmare) recover the hundreds or thousands of dollars "we" shelled out before closing a checking account/somehow paying them off/going bankrupt, etc.??? Would doesn't this apply to legal internet or stroefront PDL's, or would it?