Hi, I have a few questions. First, I recently talked with Allied Interstate attempting to collect a loan from my wife. If I've already talked with them, is it too late to send out a debt validation letter? Second, my wife incurred the loan before we married, I am not a cosigner, and she is disabled. She has no way of making an income for herself. Since I didn't sign for the loan, I'm not legally required to pay it, right?

So I had the $2525 loan from Western Sky which was 'supposedly' sold/serviced/etc to Cashcall. Once I found this site and realized I overpaid them by over $4,000 that stopped right there. I have been getting tons of calls from cashcall but haven't dealt with them. My question is, and I checked on Friday night, they are reporting to my credit report and the last email they sent me also stated the same. Has ANYONE ever been able to remove them from their report? I really don't want the blemish on there.. Thanks!

After emailing them that payday loans are illegal in AZ, they emailed me a copy of the contract that I signed and they actually mailed me a copy of the contract via mail too. I was surprised they see they'd actually mail a paper copy. They quit calling me though...at least for now.

i was told that i will need to find a lender to help me on a payday loan

I just received a call from a gentleman in NV stating that I owe $1230.00 in a payday loan from 2008. I would be charge with 3 charges if I did not respond, willful intent to defraud, theft, and larcery. I live in Texas. I asked for the information to be emailed to me. Is this a scam or is it even legal.

I am looking for an address for myincomesciences.com. Phone number 925-948-0915. I have sent them a cease and desist letter but they continue to bother me. Does anyone have an address for this company MyIncomeSciences.com?

i am retired, as a cosigner on a student loan, can my social security check be garnish?

I'm not sure what to do. I took out a payday loan over the phone over a year and a half ago for $400. I have been paying back $149 every 2 weeks till this past November. I found out that my balance was almost $700!!!! $900+ if they add on all the late fees. It is hard to get any help from them about paying this off. They are always very pushy & don't really seem to care that I have paid them well over $2,000 for a $400 loan. Every single person I have spoken with there has a very thick accent from somewhere like India.

The names of each of your lenders: USFastCash - internet - Borrowed: $550.00 - Paid back: $700.00 CashNetUSA - internet - Borrowed: $800.00 - Paid back: $917.59 Castle Payday - internet - Borrowed: $775.00 - Paid back: $0.00 due to the other two taking my whole paycheck. What state you live in: Texas Any additional question(s) specific to your situation: - Can I go to jail for defaulting on the loans? - Can they garnish my wages?

I got myself in trouble but am working my way out. BOA has been great. I have researched and tried to find if any of these companies are legal in SC: Ameriloans Cash Yes Advance Me Today White Hills Cash Golden Valley Nanakan LLC Canyon Creek From what I have read in SC I only owe what I borrowed plus $15 for each hundred. Needless to say I have payed more than that back already and they say I haven't touched my principle. BOA was wonderful in stopping these drafts and told me to come first thing in the morning to close one account and to open another.