Search forum

Long story short. I was forced to close my business in november due to poor sales. With this I had a balance on my business amex account that could not be settled at the end of the month as usuall. I called a week before my actual payment was due, explained the situation to Amex and was enrolled into a care program which allowed we to make the payments over a year with no penalties or late fees. I have made may payment every month and now I found out they have reported it as a charge-off. I call and they explained that being in the care program only stops late fees and not reporting.

Anyone know how to stop a debt collecting from harassing me? They have the wrong but they have called me for 7 months!!!!

Sorry bumping one of my earlier questions... I thought that I read somewhere that Credit Reports don't have to be used as evidence in a case because credit reports can contain false information. Anyone?

Are assignments and bill of sale agreements legally valid to use against a defendant in court if the credit cardholder agreement is not valid? My cardholder agreement has a copyrite of 2003 and plaintiff has stated that I entered into cardholder ageement and opened cc account in 2001.

Anyone making over 20K on ebay or anywhere else with over 200 annual transactions will be required to receive a 1099 from Paypal or Alert Pay or any other third party payment host. Here is a link to a very short article I wrote today. http://hubpages.com/hub/Ebay-Paypal-Users-Beware-Here-Comes-the-IRS

He so I have 8 loans SSM for 275 fee 75 CMG for 275 fee 75 Ameriloans for 400 fee 105 Loan point USA for 500 fee 150 Atlas moneyonline for 350 fee 105 cashonlinestore for 350 fee 105 Pan Am Cash for 400 fee 120 All these are current becaus I recieved them over the last few weeks. No fee are due until 4/3 Cash Star group for 300 fee 90 this one was returned by my bank on yesterday. I have already asked my bank to place my acct on deposit ONLY because if I close the acct I am unable to open another one due to CHEXsys. I know I will be unabele to pay these pdl help.

I had two bank overdrafts that went delinquient pretty long. I tried to rectify them by calling the two banks (B of A and Citizens Bank). They both said i would need to deal with the CA (so i know the CA is reputable). Now my question is once i pay these off what can i do to ensure the acct is closed with B of A and Citizens, primarily for Chexsystems and CRA purposes?

I borrowed money from US Fast Cash. I paid back 1 payment on a $300 loan. I explained to them that I am unemployed and I am dealing with health issues(recently diagnosed with breast cancer). I told them that I would pay the principal back but they refuse to take my payment for the balance and the amount the say I owe and need to pay is $1096. I sent them a letter via certified mail w/rtn receipt requesting validation on how they got to this amount and to please stop calling me and my family & friends everyday.

Has anybody ever heard of starter credit direct?

My credit is shot (I'm sure) so I don't know if I even care if I get "charge offs" on my credit report = Not that I want them. Even so, when is the right time to settle......right before charge off where I'm pretty much at now or after? I'm also concerned that because I've mentioned I'm interested in settlement that my % are not getting as low as others. My business has gone 75% kaput (Person selling the business to me lied about # of business clients, but economy did not help either). I'm still hanging in there but barely.