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Planning on closing account, need advice

12 years 3 months ago
I have 4 payday loans. Idealgelt, USfastcash, Ameriloan, and Netpdl. Ideal gelt $750 - Paid: $675 Ameriloan $250 -Paid: $300 USfastcash $300 - Paid - $620 Netpdl $200 - Paid $ 158 The fees are outragous AND keep changing. Usfast cash was down to $30 for this week(was paying it down) now its $65! Same with Ameriloan. Should be $75 this week, just checked my balance..they will be taking out $125!!! So naturally I investigate and find Im paying illegal payday loans! I'm aware of the certified C&D letter I will need to send. Ugh.

 

Payday Loan Hell HELP !!!!!!!!!!!!!!!!!!!!

12 years 3 months ago
hey guys im in st. joseph, mo and i got in a little bit of a payday loan pinch and cant seem to get myself out. i pay the mininum payments and have to pay them off and take them out again just to keep myself afloat. im not behind on any of them just yet but i dont want to be. i just want my life back any advice on what i should do heres the balances on all my loans Speedy Cash: $1184.45 Quik Cash: $546.06 Loan N Go: $600 Check N Go: $1705.15 Advance America: $983.27 Plain Green Loans: $653.18 Great Plains Lending: $866.94 Loan By Phone: $543.75 Check City: $585 HELP !!!!!!!!!!!!!!!!!

 

Pay day loan hell

12 years 3 months ago
I have been reading the string of pay day loan advice. I am in WA State and have the following pay day loans: I have made the mistake of these short term loans to get through a period of unemployment and can't get out of the vicious cycle: Advance Me Today $900 have paid at least $800 so far in finance charges VIP Loan Shop-800 paid at least 400 so far in finance charges Cash Yes-1000 paid 900 Blue King 600 Fast Money Line 100 Advance America400 I am ashamed at how much I owe and need to get out of this cycle.

 

im soo confused..

12 years 3 months ago
I spoke to someone from my payday loan place.. i owe them $315 & they want it all in full. I just cant do that right now... when i spoke to them, they said i either need to pay the $315 in two weeks.. or they'll eventually end up garnishing my wages, & ill be paying their attorney fee's ..? Can they do this? Please help.

 

Lakota Cash

12 years 3 months ago
I emailed them saying that payday loans are illegal in AZ and that I revoked ACH authorization. This was their response: Here is a copy of your contract, you are welcome to dispute any claims through the process to do so in our contract. I have also sent a copy to you by US mail on 2/22/13 with your esign.

 

POSSIBLE SUMMONS

12 years 3 months ago
Sir/Ma'am, How are you today? I apologize for bothering you about the following, but I would like to be prepared and have the best information possible. This morning, a relative that I am temporarily staying with informed me that someone attempted to serve me a summons from Chase. I am about to move in a few days to a different state for a military-related matter, so my relative covered for me and informed the representative that I moved and he wasn't sure where I was.

 

Red Leaf Lender

12 years 3 months ago
Can anyone tell me if Redleaf Lending is licensed in the state of Illinois?

 

Why wouldn't a creditor talk to me an account that was charged off?

12 years 3 months ago
We obtained a second mortgage on our house to refinish our basement in 2007. In 2008 my husband lost his job. In 2009 he finally found a job, but in a different state and we were forced into a short sale on our house. At the time of the short sale, we were current on our payments for both 1st and 2nd lenders. Our 1st lender paid our 2nd lender to release the lien. We were told that the 2nd lender would re-negotiate the 2nd mortgage at a later date. We called, wrote letters and provided proof of hardship, etc. to the 2nd lender trying to negotiate to no avail.

 

providian debt

12 years 3 months ago
I live in Illinois. and had a Proviadian credit card yrs ago. It had a balance on it and I stop making payments becuae was having financial probles. they close the account and asked me to do small payments to repay my debt. The I decidded to file for bankruptcy on 2008, by then the providian was Washigton Mutual and the debt sold to a collection agency, according to the paper work I have the collection agency was notified and so far they haven't claim a dime in the bankruptcy.

 

Lakota Cash

12 years 3 months ago
I emailed Lakota Cash stating payday loans are illegal in AZ and I revoked ACH authorization. This was their response: Here is a copy of your contract, you are welcome to dispute any claims through the process to do so in our contract. I have also sent a copy to you by US mail on 2/22/13 with your esign.