Search forum

I dont have much debt maybe around 2k and i have only been late 1 time for 30 days at macys. My question is, is it best to pay off all my credit cards in the same month or over a period of months? Cause i will be purchasing a house withing 2-3 months. How should i go about doing this? i will be paying it off with my tax return. Any info would be gladly appreciated. Thanks

I have posted this same message under another thread, but then thought that I should have started a new thread, more chance for help! So here it is... I'd like to tell what my situation is and see if anyone can offer any advice or experience for me, which I'm sure someone here can! Here it is: I am married, we own and operate a small business of which I am considered the sole proprietor, and we own the building that we run it in separately from owning our home. So, that's two properties, two mortgages, taxes, utilities, etc..

Hey everyone, Thank god for this forum. Here are my stats: State: PA USFASTCASH: Paid $180, Borrowed $300 500FASTCASH: Paid $180, Borrowed $300 BiggestCash: Borrowed $300, Paid $180 UpFront Money: Paid $90, Borrowed $200 So, I closed my checking acct a month ago as soon as I found this site. I immediately e-mailed all of these places telling them to withdraw ACH, pay garnishes (if any), and not to call me or my references. ALL EMAILS NEVER REPLIED TO! Now, phone calls start. They refuse to acknowledge my emails.

*bump*

My question has to do with a deed in lieu of foreclosure and how it is reported to a credit bureau. If the bank takes a house back under a deed in lieu, should the credit bureau show that as "foreclosure process started" even though the deed in lieu (along with $15,000 cash and $15,000 in payments due over 10 years) was executed in May 08? No 1099 was issued for 2008 and the Lis Pendens was dismissed by the court. Seems like it is being misreported to the detriment of the borrower but I don't know how to find out.

regulatory flag is been marked on my payday loans...tried to google it...but nothing...the loan was marked PIF last year

What happens when all negative and positive information is removed from my credit report as i have recently found out that credit report agents only keep info for 6 years. Once that period is over do i go back to having no credit at all?

I've been sued by Discover Card and the lawyers want me to pay $400 a month which I can't afford. The lawyers have asked me for proof of Hardship. Copies of all my bills and pay stubs, including a letter stating what I can afford to pay monthly. Should I send them copies of my bills and pay stubs? I'm afraid they may use this to garnish wages or put a lien on my house. What should I do? I live in Illinois. Thank you in advance.

Really work with you in writing or is always verbal and if so how do you protect your self from paying off one agency then they sell it to another .. From what I read most collection agencies are not following the rules to begin with .. Has anyone ever gotten a written contract with a collection agency in what your agreement to pay them off is etc ?

WHAT PAY DAY LOAN DOES NCO FINANCIAL COLLECT FOR THANKS