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In January, I put a stop payment on my checking account to keep oneclickcash from getting anymore money out of my account. However, I just found out that one click cash fraudulent did a preauthorized debit from my account in the amount of $335.00. I didn't have near that amount in my account, but my bank paid them anyway plus a $35 insufficient fund fee. I called my bank and asked them why did they pay them when they (my bank) knew that I did not have the funds in that amount in the first place!

Does anyone know who this number belongs to? I thought I read it belongs to a collection agency called National Recovery but when I call the number back, I just get a beep. They do not leave a message either. Does anyone know anything baout this number? Thanks.

Does using this debt solution hurt your credit score?

I have been working very hard at paying off payday loans, and getting our finances back in order. I have been diligent about keeping track of our checkbook and have not had an overdraft in awhile (which is quite a switch)! Before the payday loan trap began, we had only had 1 overdraft in the past 15 years-which was due to an oversight-the last two years are a different story. Anyway, my husband's check is direct deposited, as are any bonus checks which he receives periodically. Today his paycheck and a pretty large bonus check were to be deposited.

Can anyone help? I'm just starting to fix my credit.I have several (valid) nicks on my credit. I was on disability (still am) and made a lot of mistakes that I really want to clean up. I don''t know where to start...so here it goes. Tuesday night I was served with a 10 day summons. It was for a credit card through JP Morgan Chase that had been sold to a collection agency who obtained an attorney. The debt amount was for a little over $2100 along with that there is $435 in interest as well as $400 for their attorney fee. I have never been summoned for anything, ever.

Yes I was wondering if in the state of Colorado you can be prosecuted for a bad check to a payday loan if check has bounced and loan defaulted

the judgement was $10,716.00 I thought small claims was only up to $5,000. I live in NH. Last year I fell behind the law firm that is collecting said they'd work with me ,but instead filed a contempt motion against me the lawyer did not show up. The judge had the bail lift hold me there and said that I was in contempt and was going to jail if my family did not come back within 2 hours with the 4 payments I was behind. I was held at the court house like a criminal.

What happens if you are trying to fix your credit, notice you have a crazy collection on your account that you disagree with. The collection agency says they have supporting documents. But the company that was the original "lender" no longer exists. So who does the money go to? Can they still collect? (i'm in canada.)

I am a SDS West's client, how do I get my account set up online to be able to keep up this way with my progress? Thank you, personal info deleted - Jason

I am stuck in a real estate "investment-nightmare" with family members. The house is upside-down between 100 & 200 thousand dollars. As we are all about tapped out of funds, my family now wants to take out new loan money to start contributing towards the existing monthly mortgage payments. I am stuck in this financial drain and I think this will compound the loss. Do you agree and what convincing advice can I pass on to them?