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I don't know what else to do.. BOA has closed my account only to have it open back up on me twice. Once it was for my direct deposit hitting.. I thought I had worked all of that out and they closed it again and then today it opened back up when 9 different PDLs tried to debit the account. I can't get it through their heads that I need a hard debit block. They told me today that they simply can't do anything because the account will just open back up whenever a debit hits it. I have spoken with several different people and have hit a dead end every time.

I just recieved a call from a Tammy from 886-362-1025? Does anyone know who this number belongs too. They gave me a reference code so I am assuming in a CA. Just wanted to know which one.

I owe an outstanding balance to discover card which transferred it to client services. It been over a year that I worked out a payment agreement with client services. I would like to payoff the balance in full. I'm not sure how should I do this, should I send a letter first or send a letter and a check?

Feb. 5, I received a message to call Gretchen Miller at 904-647-7462 reference business with the state of Washington. I returned the call same day and the phone was answered as Hartman & Associates. Asked for Gretchen Miller. She told me that Hartman & Associates was a legal processing firm. That they are representing the company Nevis, and that on 29 Dec., I took out a loan on the internet. She said they are collecting on the loan and that I owe $677. 25. She said that I need to pay that today by 4 p.m., or I will be processed and it would be downloaded to Washington at 4 p.m.

United Recovery Service is attempting to collect a debt on a on a voluntarily terminated car lease with US Bank. I sent USR a letter to validate the debt, asking for the standard items, I got back a copy of the lease, a copy of the past due amounts, who sold the vehicle at auction, how much it sold for, what I owed after the sale, and a history of payments from US Bank. In the payment history from US Bank, the balance shows $10962.82 while the amount trying to be collected from URS is $11030.62. I did not get anything actually validating the amount from USR.

Anybody familiar with Pretrial Conferences? What are the potential bennifiets for a pro se defendant?

what rights do i have when a collection agency calls me and calls me names and hangs up frequently when i call?

Today I talked to Tony from PN financial after playing phone tag for weeks. I am not quite sure what to do. I left one msg a week ago for him bc they sent me a letter for a HSBC orchard bank account and I have never had one of these and let him know that in the msg. Well today I talked to him and he said it could possibly be an orchard bank, boa, or citigroup mastercard. I told him again I have never had any of these and he said he would go talk to the attorney, he came back and just kept saying the same thing that it had to be one of those accounts.

I live in Iowa and have 2 outstanding loans 1 through Ameriloan and the other through BIG INT. I received a call from a law firm saying they are charging me with bank fraud and other charges and they represent Cash Net. I never took a loan out with Cash Net. 1. Are they legal in Iowa 2. are they able to press criminal charges. I closed my account along time ago and haven't heard anything from the two that I owe. I paid more than my balance to the ones that I owe. Please help this really is making me scared

i currently have a loan with aes which is defaulted in the amt of 30,725 and received some mail from DCS stating to me the upcoming garnishment. i called dcs and explained to them that I would like to set up on a payment plan that i could afford (about 100 a month)... they bascilly told me not good enought and that i would be paying 250-300 a month on the repayment plan they offered for 9 months... i explained to them that at this time i cant afford that and i may be living in the streets in the event that the garnishment goes thur or they dont want to work with me...