I went thru a divorce, I worked only part time and started a business which have is not profitable yet. I currently owe 108,000 in credit card debt which I have been able to pay until now, and $17,000 in tax penalties for emptying my 401k to pay for living expenses and bankroll my business.
I own my home, no mortgage with a value of $450,000 guesstimate in today's market. Because I don't have the work history and now have high credit card debt I am looking to get a mortgage on my house to lower my debt payments to something I can manage. I have two renters in my house too.