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I have a question about Affirmative Defenses #6 and #7 from an earlier post. I hope I'm not a pest but I'm not sure if I can use them as an affirmative defense. #6 was - Plaintiff fails to state a cause of action against the defendant #7 -was - Plaintiff, as the defendant is informed and believes, lacks the legal standing to bring and maintain this action My states CRCP Rules 8 under Anotations says: Plaintiff is not required to set out "a cause of action" under the rules of civil procedure. Smith v. Mills, 123 Colo. 11, 225 P.2d 483 (1950).

Hello, I have a couple questions regarding mycashnow.com. I live in New York state and just became aware, via this site, that these are illegal. I currently have a payday loan out with them for $580, in which i paid $300 to them in fees already. I previously had 3 loans with them with which i paid the amount borrowed plus a total of $800 in interest. My question is how to go about contacting them stating that i will only pay back the amount borrowed as they are illegal in my state, and to close my account. do i fax, email, call or all 3?

I live in MI. I seriously need to get out of these loans. I want to pay them off as soon as I can, but at this point I can only pay on these once a month. I am ashamed, scared and embarrassed, I even got myself in this position in the first place. Payments are due on each of these loans Friday and I don't have the money. It's either pay them or dont' pay my rent, and risk getting evicted.

We live in Oregon, and my Fiance received what we now think is a court summons for past due medical bills (over 6000) we weren’t sure what is was, but today we got notice in the mail that a collections agency is going to start garnishing his pay. Due to the current economy down fall he is laid off. We have 2 children and one on the way. If they garnish what little we have, that would be devastating. Can they garnish unemployment benefits? What are our options now that his account is in collections? And do they have to have a separate judgment in order to garnish from his bank account?

If all you are doing is negotiating the purchase of your debt why does it take so long? It seems to me that it is going to be instantaneous.

I live in Oregon. I have 7 different loans from storefronts in Oregon & Washington and one online. Here are the specifics: The Cash Store Loan Amt: $700 Paid: $950 (in interest) Advance America Loan Amt: $700 Paid $95 (in interest) Checkmate Loan Amt: $700 Paid: $855 Rapid Cash Loan Amt: $600 Paid: $0 (due on 2/6) Cash Connection Loan Amt: $100 Paid: $0 (due on 2/8) my cash now Loan Amt: $700 Paid: $0 I cannot continue to pay the finance charges to roll over these accounts. Please help.

I started charging on the card about 3 years ago - stopped one year ago. I was living in China at the time and trying to start a business while teaching English. I was told that it would be simple...maybe it is if you can find people that don't want to scam you. Anyway, I have $10K on this card and $8K on a card from this year. I returned to the U.S. in July and was living on savings as well as some $$ given me by friends. I am in school now pursuing a masters degree on loans. The excess money has dried up.

Can anybody tell me the purpose for filing a counter-claim? Is it for trying to get reimbursed for your filing fees if you are pro se?

I sent all the paperwork to them and Registered mail to all the companys involved, In Nov 2008. I never received anything from then and they just sent me a new bill. Creditors interchange. I live in SD. They say they are going to garnish my husbands wages, take our money in the bank. It is his acct. Can they?

I have $1000 to go towards my credit card payments, this is my problem I have 6 cards w/ $200 limits, and 6 w/ $1000 limits, all are very close to the limits, which cards do I pay towards first w/ the $1000. Thank You for your time.