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i'm looking into buying a foreclosed home, and idk what exactly will qualify me. my credit is good, my income is low, i have a car payment every month and that's all the debt i have..i'm buying w/my bf, his credit is...not great and his income is low as well, he has one bill to pay for that's under 1500. are we at a good chance here or should i just not get my hopes up? he says we wouldnt be able to get the house on our own, but i dont want anyone else's name on the house. idk what to think anymore.. any help would be terrific please :)

Does anyone know how to get out of the Payday loan cycle?? I am drowning paying and re writting to live. My credit is poor or I would not have started this,now I do not know what to do. Any help would be greatly appreciated

Ok, So I was younger and stupid, and careless. I got a ton of debt about 20000 worth. mainly credit cards. My credit score is ruined. EXTREMELY Low Im too ashamed to say it.. I stopped paying on the accounts because I couldnt afford it and had to get payday loans to make the payments so its a huge mess. I dont know whats my best route, dmp, Debt settelement? I live in Arizona. I do have a job, and I have definetly grown and learned. PLEASE give me advice on what should I do to fix this. PLEASE. [font=Georgia][/font][size=3][/size]

Here's the email reply from her threatening phone call yesterday. She wants to give me her personal address?? After she treatened me and called me all kinds of names? Who's to say she won't cash it and then just keep the money? And besides, I looked back at my paments and only owe today $80 on principal, not this $610 or whatever. What do you think? Amy: I spoke with my Supervisor with regards to payment on your account and wasadvised you will be approved to send money order, via the mail, with therestriction that it be sent "next day deliver service" only.

I've had a 400 loan and paid back 600 so far. Any help would be appreciated.

The school i was attending closed before i could finish the program i was enrolled in. I have provided all the paperwork to prove i was a student at the time the school closed to include offical transcripts from the school. It appears that edfund continues to stonwall me. The rep that is working with me continues to denies receipt of the transcript. Can edfund deny dismissal of my loans even though i qualiy under federal laws?

:shock: I received a summons to collect on a debt that I admit I owe. The 20 and then 23 days is approaching and almost gone to respond to the summons. The dates listed on the summons are not dates in which I actually received it. It was stamped received Dec 12, 2008 which I didn't receive it until the 26th of Dec. Anyway my point is this. I know nothing about what to do, cannot afford an attorney, and truthfully can't even afford the stamp to mail a reply if I had one. I'm 8 months pregnant and my husband and I are barely making ends meet now.

I got this information from the Banking Commission. Boy was it an eye opener! If you post date a check the person you post dated it to can put it in any time they want, even before the date the check is written for! The only way that you can't be liable for such a check is if you inform your bank that you have written this post dated check (give them the check number, the dollar amount and the date it is to post).

can a collection use the infomation on a postdated check to attempt to pull the full amount owed on a debt

....the father of my 2 oldest children has started and built up a collections agency up here in Alaska (up in Anchorage...-kids and I are in Seward )- -he has used this increasingly to control and harrass me, for the past 10 years...-I am at my wit's end..... -he got away with abusing my 2 oldest boys, for years...-case opening back up, thankfully....- YEARS of hurt, and rage... -his business is called "Alaska Court Collections"... -it is not licensed legally...-his corporation (KALO INC) is doing business as "Alaska Collections"....and.....he is a convicted felon..... -he has bought a d