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Guys, do not use this "law firm" or let anyone you know use it. They are unprofessional, immature, and just plain awful! They handled my case against Legal Mediation Practice last year. The debt that was part of the cause of the lawsuit is now being collected on by another CA. I called them this morning and could not get a straight answer to a question I had regarding the settlement. I was yelled at by one of his staff, hung up on, then I called back 3 times and she picked up the phone and hung it up again (obviously looking at the caller ID).

Does anyone have an opinion on Compass Bank. I am currently on Chexsystems and working to repair my bad financial history. I would like a reputable bank to make a new start. The banker told me they use telecheck. I called Telecheck and they have no record of bad history with me. I owe Compass Bank 250.00, which I plan to pay prior to opening the account. I just want to double check that they do no use Chexsystems.

has anyone heard of kb merril and assc. they have called me and I was wondering if anyone has any info on them before I call them back

I just finished signing up with care one, from the stuff i read on here they seemed to have a good reputation. I'm just wondering if any one has had any luck with them as far as payday loans?

This website is great for looking to find banks that either dont use chexsystems or they have second chance checking http://www.chexsystemsvictims.com/Home_Page.html

I received a VM from a number 888 580 4441 and it claimed i won something to call and i knew it was suspicious so i called back and it was the CDS collection trying to collect on an old payday loan. I have not ever received anything in writing from them i just started getting calls and when i tried to ask for there address they would not provide it. I did receive the acct# with them but nothing else and know they are calling saying you have had ample time to resolve this matter and i have never even received anything from them. Does anyone have their address?

About a year and half ago I got a payday loan from mypaydayloan.com and about two month after getting it I lost my job. I forgot about the loan, and a few minutes ago I got a call from Detex Agency saying I owe more than $750 on the original balance of $400. She asked for a payment arrangement and I refused. I asked to pay the original $400 and she laughs and says they never settle these accounts. She then said if I did not call her back she would send the account back to mypaydayloan indicating refusal to pay and the fees would pile on again. What should I do?

i have sent letters to all of my pdl loans. What kind of letter do I need to send to my payroll department so they do not start taking my wages?

Hi, I live in Florida and have internet PDLs with ameriloan, United Cash, Paydayloan-yes. Do I check the Florida PDL laws or do I check the laws of where the companies are? I'm in the process of trying to figure out what to do. I see you need to close your bank account, however, as I read these posts, I'm like many others and due to the ACH's I am overdrawn. I'm just beginning to truly learn how damaging these things are. I'm (like everyone) physically ill over this and overwhelmed as to how to fix it.

I have a question that I'm hoping someone here can help me with. Yesterday I received a notice in the mail from PRA stating that they're offering me a settlement on an account that was charged off 2/26/98 by Kay Jewelers. They (PRA) are showing the balance due as $1700+. I just got off of the phone with the Recovery Department at Kays, and I was informed that the account was sold to PRA on 8/27/04 (this is the first I've heard from them) for $825.14. What should I do? They're offering me a settlement for 1/2 of what is due.