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Update on PDL

ashemson@kc.rr.com
12 years 5 months ago

I have been in a downward spiral of payday loans for years.  In October I finally took the plunge and closed my bank account and took control.  At the time I had 7 payday loans.

 

Rights against Tribal Lenders?

anonymous
12 years 5 months ago
Here is the letter I sent to Cash Fairy, a tribal owned PDL (though I didn't realize this before working with them)...after reading my letter to them you will see the response I received back.  I am looking for advice as to how I should proceed...what are our rights when working with tribes?  Thank you in advance for your help.

My letter to them:

 

ACH payments

anonymous
12 years 5 months ago
I have tow pay day loans that are creating problems for me. I know it isnt much but hey total $900. I have made the fisrt interst payments, but the rest will be a struggle since I no longer have access to the same income.

 

Payment Direct Payment

anonymous
12 years 5 months ago
I applied for an online payday loan with Payment Direct Payment loan was $200.00 so the total I needed to pay back was 289.00 dollars. I have been paying on this loan since Oct. 2012 the sume of 89.00. The total payment the debit out my account is $ 534.00 and the rep I talked to stated that it is not a paydown loan I need to pay $289.00 to complete this loan even though I have paid a total of 534.00 dollars. I feel that I have completed my obligations what should I do?

 

Dept of Legal Affairs

cyndi@357productions.com
12 years 5 months ago

Today a guy (with heavy Indian accent) who said he is from the Dept of Legal Affairs, called looking for my attorney info. I said for what? He said the Sheriffs office didnt contact you last week? I said no, he said oh you need to call Mike Carter at 415-952-5630 and he can explain. I said why cant you, he said cause I dont have your file, he does. Im just calling for your attorney's info. I look at the caller ID and its the SAME NUMBER he's calling from. So I call it back.

 

Mailing address for cash transfer centers

anonymous
12 years 5 months ago

I need a current mailing address for cash transfer centers - thanks.

 

 

Update on my own progress on loans, other than WS/CC

karens417@hotmail.com
12 years 5 months ago
I posted separately for WS/CC -- just too much on that alone. That is a must read for anyone that needs a good laugh..  This is the rest.. Since finding this wonderful site in September and starting my process.. I have gotten a PIF from Great Plains Lending --  I have not really heard anything from Plain Green since I sent them this email "Dear Plain Green, Do yourself a favor and mark my account paid in full.

 

Bank levies

anonymous
12 years 5 months ago
I am an account holder for a checking account with my fiance, a bank levy was put on the account against him, is this legal since it is my account?

 

Do I have to revoke ACH?

anonymous
12 years 5 months ago
I am working through this nightmare and have done the following so far, closed my bank account, opened a new account and have the letters ready to send out to lenders. My question is do I need to give letters of revocation to the bank that I closed or just by closing it should be enough?

 

Now dealing with "collections"

anonymous
12 years 5 months ago
These people are ruthless! I have sent all necessary letters to the PDL companies and am now doing some sitting and waiting. However, I had a loan with Gateway Holdings for $300 and have recently been contacted by their collection department, ECG. These people never tried to contact me first. They called my ex husband's parents! I have no idea how they got their number, other than looking for anyone with the same last name. They explained to them that they were looking for me to serve me papers, blah blah blah. I was mortified!