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Soooo Cash Line PDL in IL but I have to abide by Deleware Laws ???

12 years 5 months ago
I really hope someone can help me on this one!! I had a few pdl & I sent out the letters because they were not legal here in Illinois

Cash Line
American Web Loan
My Next Day Cash

So Cash Line left me a voicemail (a representative said she was going to send me an email as well, I would have waited but I was too nervous) and she said "Yes, we know we are not licenced in Illinois, but there is a clause in the contract that you signed and you agreed to abide by the laws of Deleware, where we are kinda licenced".... Ok, so first is Cash Line legal in Deleware ?

 

Great Plains lending

12 years 5 months ago
I live in ohio and I have a loan with Great Plains for $600. I have since paid $515. They still have me down for 8 more payments at 121.37 each. Is Great Plains a legal lender in the state of ohio and I'd not what do I do next? Thanks!

 

Garnishment

12 years 5 months ago
Hello,

If my checking account on Bank 1 is being hit for a $5000 garnishment, but there is only $1500 there, what happens to the remaining $3500 they are looking for?

Does it remain attached to Bank 1, waiting for funds to be deposited, or will they move it to Bank 2 and attempt to get it from there?

 

How to Register?

12 years 5 months ago
I have tried numerous times to register and it always says that the email is already in use. I have tried 5 different emails and the same thing. I really would like to register so that I can answer questions and post replies. Every reply I have done has not been posted. I have 2 questions that have never been posted and have no responses. Please either register me or send me the correct way to register. NO PERSONAL INFO.contact jason,or vikas but putting your personal info and making demands will get you nowhere.  pm

 

Federal student aid relief company

12 years 5 months ago
Hello I just called a company that offered to help remove the default off of my student loans, they required a fee I'd 499.00 to remove the debt,  they also said that I would not have to pay an upfront cost, is that a normal procedure for student loan default companies?

 

Need help- Payday loans in PA- drowning!

12 years 5 months ago
I have 4 payday loans. I keep paying 390 every two weeks and I am BROKE. I can't pay my bills, and have only been paying interest-- please help!

I am in PA & the info is as follows.

Lender 1: OPD Solutions (they email me as CWB Services).  I borrowed 300 and have paid back $270.00.

Lender 2: Ashland funding (they email me as Crestwood Marketing).  I borrowed 400 and have paid back $720.

Lender 3: GTI Holidings. I borrowed 300 and have paid back 180.

 

Payday Loans

12 years 5 months ago

Hi,
Is there a website that I can find out if a payday lender is licensed in my state? I am in Florida and have 5 payday loans.

 

Help needed Wells Fargo

12 years 5 months ago

I had signed up with a debt settlement company for around 5 months. They never paid anyone and I canceled their service.  I contacted all of my creditors and made arrangements to catch up with the payments with all  of them ( They are all up to date except one Capital One and they are working with me.  I tried to talk to Wells Fargo explained what happened but they said there was nothing they could due unless I paid the full overdue balance which I could not.

 

Ohio PDL

12 years 5 months ago
Hello I need some advice. I have several PDL's and found they are not licensed in OH where I reside. 2 are off shore companies. Loans were for 400$, I have paid at least 600$ on them each. I faxed letters stating I found they are illegal in my state and I only owe principle. I feel the debt has been fulfilled. Does this sound like I did the right thing? Any advice what to do next because they are not cooperating. Keep demanding payments. Thank you

 

Legal Payday loans and lines of credit

12 years 5 months ago
I have found lots of info on this site about illegal payday loans but not much about legal ones. I have multiple payday loans I am trying to get paid off. Most were taken out at storefronts but a couple were done online. All have defaulted and I'm getting collection calls. I'm going to have some extra money pretty soon and want to negotiate paying these off and preventing them from being listed on my credit or being sued. Are there any links that have info on how to negotiate with legal PDL's?