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does anyone have any adivice on the best debt settlement company out there,im already in debt,dont need to be scammed,please help

My rent payment came out of my checking account on Friday. I didnt know it but apparently from an old debt my wages got garnished. At the time I told the bank there must be a mistake, but now I realize the mistake is mine. They went ahead and paid my rent check and put on NSF fees. Apparently the garnishment was from before I went to texas and i did not move back to the same area. So I had no idea. The bank is never going to believe me. What does anyone suggest.

My debt is going to drop off my credit report in 2009 if I use the debt settlement will that restart the 7 years it stays on your credit report?

How can I find out which PDLs are legal in my state and which are not? I live in PA. Thanks

what payday loan company is reliable

I've been researching this and I'm confused. From what I understand, the way it works is you make payments to your debt settlement company, until you have enough money in your account for them to try to settle with the credit companies. But if I'm struggling with my credit card bills, how am I supposed to also set aside money for settlement? And if I did have money to set aside, why would I let the debt settlement company hold it for me? Why not put in in my own savings account and then contact the company when I've saved enough money to try to settle?

Has anyone had any experience with Daniel's Law Group? They are a collection agency in Quincy, MA.

Horrible credit, maxed credit, no collateral $15,000 debt consolidation loan puts me way into the positive. Would I qualify with these credentials?

I have $35,000 in CC debt and now I'm in jail for 2 years, what can I do?

With the bailout on wall street and the American being burdened with this debt and not getting any bailout, I myself decided to stop paying on my credit card. If they can get away with a bailout, then I'm going to get away with it. How this relates to this forum. To any payday loan people with loans that are not licensed in a state or are illegal, forget about paying them back. They have no legal recourse and in this day in age with the economy you need to look out for yourself.