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I just got off the phone with CHASE trying to settle my account. The person was really nice, but she offered 90% of my total debt. She went 80, 70, etc until she reached 50% and said that it was as low as she could go and that she believed that it would not get accepted. She asked me about income and mortgage etc. I did give her some info, but now I'm thinking that I shouldn't have done so. Is that right? She ended by saying that she would call me back to let me know if it has been accepted. Do they really call back? Is 50% a good deal for CHASE?

how can i get the store to set up a payment plan

I was starting my own business and needed some help and gues what now I am stuck I have 4 loans one from sonic cash that actually bounced and currently on a payment plan for 50 a month with 300 remaining the others are active cashnet usa for 350.00 ameriloan for 260.00 united cash loans for 455.00 i have noticed that several people discuss wether these might be legal or not. can some one tell me if these companies are licensed to loan to missouri?

DO YOU HAVE AN E-AMIL ADDRESS FOR CSC SERVICES

If I tell my bank my debit/check book was stolen will they put a freeze on my account? If so, I would assume this would be permanent. This way I can get my bank account closed without hassle.

I got a phone call from 805-229-0901 which is listed as Paetec Comm., a phone company from a man with an american name and indian accent. He threatened arrest, fed bank charges and money laundering. however could not tell me the original pdl lender nor share any info with me. he said the lender did not feel i was intending to pay, and if i would send in $725 they would then share the documentation with me. how do i handle this

I have an insurmountable credit card debt, $70,000, recently learned after my wife filed for divorce. The way I see it I have three choices, file Chapter 13, cash in my IRA retirement fund, paying penalties and taxes, or some form of debt conslidation. Outside of the credit card debt I have an existing home mortgage and home equity loan, which I can manage or refinance to join those two accounts. I'm guessing the best thing to do is to cash in my IRA to clear up credit cards and start fresh from there.

what do we do when bankruptcy or debt management cant Help us? the payments on chapter 13 are unrealistic, debt management the same, we make more than median income for chapter 7, we dont want my husband to loose his job if he got garnished since the law limit is 1 garnishment and we owe more than 5 creditors. what can we do so he wont loose his job over debt if they go for garnishment..

I got a call from good old MGS (I can't rem the full name without looking up but they have been mentioned here by others. Anyway they called me up and told me the amount that I owned $685 or so. Then asked me how much could I afford to pay on this today. I told the lady that I could only pay $25 right now cause I was only making $100 a week. She then told me that was not an acceptable amount and that the client would not accept less then $138 but she was willing to accept $100 today. I repeated that I only made $100 a week and she was calling me in between checks.

Although I sold my company, the credit card has my personal name as guarantor. The current owners have been paying off the $20,000 debt very slowly, and after 6 years are only down to $12,000 with exorbitant interest fees and have damaged my rating. How is a better rate negotiated to be able to terminate this eternal tale?