Trauner, Cohen and Thomas LLP sent me a letter (not certified) that said I owed $6K on an old loan. I requested debt verification via a phone conversation, as well as, through a certified letter in the mail. They told me that if I didn't act quickly (by 8/29) that they would move forward and sue me for the balance of the account, as well as, their attorney fees. They said they would also garnish my wages and they have already checked with my companies HR department to verify my employment. I only received the letter and began talking with them on 8/18.